@taxi818 wrote:It's simple. During the app process. They will even ask you how much you need. Not like most cards. Then they will either give you what you asked for or not. It goes like this.
How much do you need?
1000-2000
2000-3500
3500-5000
above 5000
you choose accordingly.
if they don't approve. Just call and recon limit. They will give it to you. Mine started at 2k. 4 months was up to 5k
Always call back when you're approved and recon your limit. Be prepared to make up excuses as to why you need a higher limit though. I was approved for $5K and called and pretended I was going to put a down payment on a car and would like more room to maneuver. They then bumped me up to $8,500. If you get approved for more than their minimum, call and ask for more. It's a win/win scenario. The worst they can say is no, right?
P.S. If it's the same day they won't hard pull you again, they'll use the same pull.
Must garden until 2/1/2022 to hit my goal AAOA. 