How long After AMEX denial to Reapply?

Repairman · ‎04-26-2016

I currently have 2 AMEX cards, an Optima with a $0 balance as well as an SPG which had a $5200 balance at the time I applied for a 3rd card 2 weeks ago: the AMEX Everday. I was denied the AMEX EVERYDAY, although Discover immediately approved me for one of their cards. Both of my AMEX cards now have a $0 balance, and I am still very interested in the AMEX Everyday, as I want to perform a balance transfer from another card.

How long should I wait before reapplying?

juniornj23 · ‎04-27-2016

30 but you should wait 34 or 35 just ...

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Starting Score: 640
Current Score: 720
Goal Score: 850

Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020

juniornj23 · ‎04-27-2016

Try pre approve and check the offer

Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850

Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020

Anonymous · ‎04-27-2016

You should wait until the later part of the month as they seem to soft pull around the 17th or 18th of the month so make sure they get a new record if your score is inching upwards. That goes for everybody nothing worse than applying for a card a month-and-a-half later and they use the same one in your denial letters, or even worse change bureaus on you and find an even older one that has not updated. Jury is still out if buzzing the tower at all pre approval sites forces new softpulls but it can't hurt

dragontears · ‎04-27-2016

@Repairman wrote:
I currently have 2 AMEX cards, an Optima with a $0 balance as well as an SPG which had a $5200 balance at the time I applied for a 3rd card 2 weeks ago: the AMEX Everday. I was denied the AMEX EVERYDAY, although Discover immediately approved me for one of their cards. Both of my AMEX cards now have a $0 balance, and I am still very interested in the AMEX Everyday, as I want to perform a balance transfer from another card.

How long should I wait before reapplying?

I would say wait until you have addressed the reason you were denied....