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How long does it take store cards to show up on CR?

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Anonymous
Not applicable

How long does it take store cards to show up on CR?

Just got and activated a Kohl's Card and Target RedCard last week wondering how long it usually takes to show up on my credit report.
6 REPLIES 6
Aduke1122
Senior Contributor

Re: How long does it take store cards to show up on CR?

Diff banks have diff time lines for reporting new accts , some are super fast like Synchrony and some are slow .
Message 2 of 7
Anonymous
Not applicable

Re: How long does it take store cards to show up on CR?


@Anonymous wrote:
Just got and activated a Kohl's Card and Target RedCard last week wondering how long it usually takes to show up on my credit report.

Not sure on the Target card, but with Kohl's they tend to report as soon as the first statement cuts. Capital One has always done that for me and my DW, even back with her Best Buy card back when CO had it.

Message 3 of 7
zerofire
Valued Contributor

Re: How long does it take store cards to show up on CR?

I am pretty sure TD Bank takes 2-3 weeks to report their Target Cards. Capital One's Kohl's is on first statement cut. If you want to apply for something do it fast.

TU:816 12/19/24 Bank of America--EX: 809 01/03/25 Experian--EQ:836 01/06/25 myFICO--Gardening since N/A
Active:
Bank of America (Customized Cash Rewards VSC, Unlimited Cash Rewards WMC{PT}), Capital One (Discover It DC, Savor WEMC), Chase (Amazon Prime VSC, Freedom Flex WEMC [x2]), Citi (Custom Cash WEMC, Dividend MC), Citizens GreenSense WMC, Curve WEMC{S}, FNBO Ducks Unlimited VSC, GBank VSC, Imprint Rakuten AC, PenFed Pathfinder Rewards VSC, Santander Ultimate Cash Back WMC, Synchrony (OnePay Walmart CashRewards MC, PayPal Cashback WMC), UMB Simply Rewards VSC[Milford Federal], US Bank (Cash+ VSC [x2], Kroger Rewards WEMC, Pick n Save/Metro Market Rewards WEMC, Shield VC)
Wishlist: AAA Daily Advantage, AOD Signature, Aven, Bellco Colorado Rewards, Nusenda Platinum Cash Rewards, PCMCU Platinum Rewards, Redstone FCU Signature
Message 4 of 7
Anonymous
Not applicable

Re: How long does it take store cards to show up on CR?

I'm good on app'ing until at least next year Smiley Happy just happy to be approved for a few cards going to garden now and hopefully build up to 700 by the end of the year.
Message 5 of 7
Anonymous
Not applicable

Re: How long does it take store cards to show up on CR?

I opened 2 new accounts this week. One from Citi and one from Synchrony and both have already reported to all 3 CB
Accounts are 3 days old and already reporting... Crazy
Don't even have the cards yet
Message 6 of 7
Aduke1122
Senior Contributor

Re: How long does it take store cards to show up on CR?

I wish some of my accts would report that fast .
Message 7 of 7
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