How long should I wait to app nfcu after they closed an acct that I carried a balance on to long

[Eric958]

Thanks for any insight! My Platinum was closed a few months back. They didn't balance chase. I think I carried a balance too long ($10,000) and it spooked them. IDK. The acct was always in good standing and closed that way. I've since paid the balance and was wondering how long to wait to app. I still have my old N rewards card which was the first card I apped for. 0 balance. FYI, My scores have vastly improved from scores below which I should update! Thanks again..

[OmarGB9]

It depends. When was that $10k fully paid off?

[Eric958]

I paid the acct in full 30 days ago today.

[OmarGB9]

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@Eric958 wrote:
I paid the acct in full 30 days ago today.

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In that case you could possibly try now, but I'd give it until it's been at least 3 months.

[Eric958]

Thanks @OmarGB9