1st Chase card instant approval for a toy CL 2nd card at 14 months instant 3rd card at 19 months instant
4th card at 23 or 24 months...PENDING...but ultimately approved with no further information needed after about 10 days. I dont recall if I got a 10 day/2 week/30 day or whatever message.
5th card at 4.5 years instant
Spend: BofA Premium, BBP, Schwab Platinum, Freedom x 2, Costco, Discover Perks: IHG49, Hyatt75, Marriott Brilliant, Delta Platinum SD/AAoA Ballast: Arrival, CFU, DC, ED Downgrading in 2020: BCP, Savor Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Like I said, it’s mostly based on your profile. Most of the people I’ve seen get AA applied with questionable profiles and getting shut down wasn’t a shock. YMMV, of course, but I think people are overly paranoid about it.