How reliable are US Bank pre-approvals?

[risingup2day]

Congrats on your approval. Mine started off at $500. Month 7 - CLI by me = HP for a (hold your breathe) + $500 =$1000.00 SL ☹️.... 

just a few days ago I hit 13 months with the card- froze my files and CLI online - SP with a  Instant approval for ...... additional $1000🫤. Brings my total to $2k.  Some report great limits...not the case for me. 

I also have the Fidelity card - Start SL was .... $20k. Just did a request and I went to $25k I have had this card for just shy of 10 months total.

Fico score 8 varies from 720ish to 750ish.

Fico 9 varies between 740ish to 770ish...  BK7 reporting back in 2014 - clean otherwise

[Xanthos472]

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@risingup2day wrote:

Congrats on your approval. Mine started off at $500. Month 7 - CLI by me = HP for a (hold your breathe) + $500 =$1000.00 SL ☹️.... 

just a few days ago I hit 13 months with the card- froze my files and CLI online - SP with a  Instant approval for ...... additional $1000🫤. Brings my total to $2k.  Some report great limits...not the case for me. 

I also have the Fidelity card - Start SL was .... $20k. Just did a request and I went to $25k I have had this card for just shy of 10 months total.

Fico score 8 varies from 720ish to 750ish.

Fico 9 varies between 740ish to 770ish...  BK7 reporting back in 2014 - clean otherwise

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CLI's for USB/Elan have doubled CL for the first few and later been 4-5K IME across both personal and biz.

[Xanthos472]

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@Xanthos472 wrote:

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@risingup2day wrote:

Congrats on your approval. Mine started off at $500. Month 7 - CLI by me = HP for a (hold your breathe) + $500 =$1000.00 SL ☹️.... 

just a few days ago I hit 13 months with the card- froze my files and CLI online - SP with a  Instant approval for ...... additional $1000🫤. Brings my total to $2k.  Some report great limits...not the case for me. 

I also have the Fidelity card - Start SL was .... $20k. Just did a request and I went to $25k I have had this card for just shy of 10 months total.

Fico score 8 varies from 720ish to 750ish.

Fico 9 varies between 740ish to 770ish...  BK7 reporting back in 2014 - clean otherwise

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CLI's for USB/Elan have doubled CL for the first few and later been 4-5K IME across both personal and biz.

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   Forgot to add, both my Fidelity and Cash+ started at 1K IIRC. USB Biz Cash started at 3K, then CLI for +3k and +4k. Not sure of the pattern for Fidelity and Cash+, but the last few have been 4K SP CLI.

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