Soooo I app'd for the huntington card yesterday and got the 5-7 day message for further review. I've been banking with huntington for about a year and a half and I have both a checking&savings account with them. They pulled my EQ which is currently at 692 and I have a clean credit report with 19 percent utilization across the board. Has anyone applied with them and got this same message and was you approved or did you get the snail mail????
Good luck on your application!
@Keatonsdaddy wrote:Soooo I app'd for the huntington card yesterday and got the 5-7 day message for further review. I've been banking with huntington for about a year and a half and I have both a checking&savings account with them. They pulled my EQ which is currently at 692 and I have a clean credit report with 19 percent utilization across the board. Has anyone applied with them and got this same message and was you approved or did you get the snail mail????
Let me start out by saying most banks credit card and deposit services do not see one another. They officially do not care. Even the relationship banks only see if the account exists or not and do not look through how well you manage it. The score, assuming it is a FiCO and not something you got from Credit Karma or equivalent, is decent. Not one high enough that would let you fly through on an instant approval but not low enough to get a denial without some additional reason. The utilisation is a little elevated but that has nothing to do with the application since it will impact your score. My guess is that you are most likely waiting on an approval letter or some basic verification.
I think it's safe to say I probably did not get approved😔...I checked my gun and it's not showing up so I called in and they advised I would be receiving a letter and that was it...They're on my hit list now so I'll be trying again in about 6 months!👍
Spell check got me (Checked my HUB) lol
When I applied a month ago it was instantly approved.
