I WANT AN AMEX CARD!

Anonymous · ‎11-10-2015

What do I have to do to become part of the Amex family! I have a 714 EX score which I know that is what they check. I also have a 724 EQ score. I was denied a few months ago for the Amex ED with a EXP score of 676 at the time. I was wondering if anyone has used their prequalied offers link? How accurate is it?

Anonymous · ‎11-10-2015

I used the link to prequalify twice. I was approved on 11/2 for Amex Every day. Prior to hitting the garden I used the link again tonight and Blue Cash Preferred popped up with others and I went for it again. Good luck, you will get a card. Now is the best time. They pulled experian and my score was 713.

Anonymous · ‎11-10-2015

@Anonymous wrote:
I used the link to prequalify twice. I was approved on 11/2 for Amex Every day. Prior to hitting the garden I used the link again tonight and Blue Cash Preferred popped up with others and I went for it again. Good luck, you will get a card. Now is the best time. They pulled experian and my score was 713.

Oh man! I'm jealous!!! I want the Amex ED! Congrats on the Approval! May ask what are your current revolving accounts and credit history? Just to get an idea if your 713 EX is far more trustworthy than my 714.

Anonymous · ‎11-10-2015

Good luck to you!

Anonymous · ‎11-10-2015

I just was Approved yesterday with a EX score of 695 for The Amex Everyday Card. Spending Limit 2k. They Recommended Amex ED,Blue Cash, and a Platinum Charge. Your Score is Higher than it previously was before, won't hurt much to try again maybe 2-3 point hit.

Anonymous · ‎11-10-2015

I feel like I should maybe take the hit and apply for the BCE since I was already denied for the ED.

Anonymous · ‎11-10-2015

I'm contemplating on applying for the Blue Cash now lol. You thinking about applying tonight? how many Inq you have on EX and your overall Util?

Anonymous · ‎11-10-2015

@Anonymous wrote:
I'm contemplating on applying for the Blue Cash now lol. You thinking about applying tonight? how many Inq you have on EX and your overall Util?

I barely have any inquries on my EX since most of my credit cards have used EQ and TU. I have about 25% utilization of my overall credit right now.

Anonymous · ‎11-10-2015

It might be worth a try if your EX scores are good and if your overall utilization is good, with not too many new accounts. What reasons did they tell you in the prior denial? If you've worked on those and things have changed in your profile, it may work out.

Anonymous · ‎11-10-2015

@Anonymous wrote:
@Anonymous wrote:
I'm contemplating on applying for the Blue Cash now lol. You thinking about applying tonight? how many Inq you have on EX and your overall Util?
I barely have any inquries on my EX since most of my credit cards have used EQ and TU. I have about 25% utilization of my overall credit right now.

Just saw your response, netcode. That all looks pretty good. Do you have a lot of recent new accounts?