I give up on Penfed! - UPDATE PG 4

[Anonymous]

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@irunfromcredit wrote:

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@Anonymous wrote:

I am on the phone now. Let's see.

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Good luck!  Let us know how it goes. 👍👍👍

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I'm IN!!!!!!!!!!!

I got approved for the membership, woot woot and then he asked about checking account and I said I was interested in the rewards card, put in the application for that and I got approved for $5k.  I didn't want to push my luck on anything else so I think I will try to call tomorrow to get that raised. 

I am SOOO hoping I can get $14k with them so I can move my Citi over and with 0% I should have that paid off by the end of next year.

I am SO excited. Even if they don't give me any more credit I think between the $3500 BOA, the $5000 Penfed and the (if i can move my limits) $4800 Chase I will be fully covered for no interest for 12 months!!! 

Downside is this is my 5th card in the last 7 days. I hope that nobody freaks out and AA's me and I know my score will tank a bit as will my AAoA but really at this moment none of that matters to me as much as saving those $250 a month on interest!!! Once paid my scores will bounce back. 

Thanks to everyone here for nudging me along and getting over my phone shyness. I will report back tomorrow and see what they say for an increase. 

Do I just call up and say hi I would liek an increase? Any tips and pointers.  

[irunfromcredit]

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@Anonymous wrote:

---

@irunfromcredit wrote:

---

@Anonymous wrote:

I am on the phone now. Let's see.

---

Good luck!  Let us know how it goes. 👍👍👍

---

I'm IN!!!!!!!!!!!

I got approved for the membership, woot woot and then he asked about checking account and I said I was interested in the rewards card, put in the application for that and I got approved for $5k.  I didn't want to push my luck on anything else so I think I will try to call tomorrow to get that raised. 

I am SOOO hoping I can get $14k with them so I can move my Citi over and with 0% I should have that paid off by the end of next year.

I am SO excited. Even if they don't give me any more credit I think between the $3500 BOA, the $5000 Penfed and the (if i can move my limits) $4800 Chase I will be fully covered for no interest for 12 months!!! 

Downside is this is my 5th card in the last 7 days. I hope that nobody freaks out and AA's me and I know my score will tank a bit as will my AAoA but really at this moment none of that matters to me as much as saving those $250 a month on interest!!! Once paid my scores will bounce back. 

Thanks to everyone here for nudging me along and getting over my phone shyness. I will report back tomorrow and see what they say for an increase. 

Do I just call up and say hi I would liek an increase? Any tips and pointers.  

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See!  That wasn't so bad was it??? Congrats on the mbshp and cc approval.  

I called when I asked for a reconsideration on starting limit. 

So, what was the issue when you tried to join online??

[Anonymous]

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@irunfromcredit wrote:

---

@Anonymous wrote:

---

@irunfromcredit wrote:

---

@Anonymous wrote:

I am on the phone now. Let's see.

---

Good luck!  Let us know how it goes. 👍👍👍

---

I'm IN!!!!!!!!!!!

I got approved for the membership, woot woot and then he asked about checking account and I said I was interested in the rewards card, put in the application for that and I got approved for $5k.  I didn't want to push my luck on anything else so I think I will try to call tomorrow to get that raised. 

I am SOOO hoping I can get $14k with them so I can move my Citi over and with 0% I should have that paid off by the end of next year.

I am SO excited. Even if they don't give me any more credit I think between the $3500 BOA, the $5000 Penfed and the (if i can move my limits) $4800 Chase I will be fully covered for no interest for 12 months!!! 

Downside is this is my 5th card in the last 7 days. I hope that nobody freaks out and AA's me and I know my score will tank a bit as will my AAoA but really at this moment none of that matters to me as much as saving those $250 a month on interest!!! Once paid my scores will bounce back. 

Thanks to everyone here for nudging me along and getting over my phone shyness. I will report back tomorrow and see what they say for an increase. 

Do I just call up and say hi I would liek an increase? Any tips and pointers.  

---

See!  That wasn't so bad was it??? Congrats on the mbshp and cc approval.  

I called when I asked for a reconsideration on starting limit. 

So, what was the issue when you tried to join online??

---

Thanks!! and no it wasn't. I just really hate to call but it was well worth it.  How soon after you applied did you call for reconsideration?

I am now having a problem trying to setup my online account , sigh.

NOt sure, he looked up my social and saw no applications so I am assuming it was a glitch, on who's end , that I dont know.

[irunfromcredit]

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@Anonymous wrote:

---

@irunfromcredit wrote:

---

@Anonymous wrote:

---

@irunfromcredit wrote:

---

@Anonymous wrote:

I am on the phone now. Let's see.

---

Good luck!  Let us know how it goes. 👍👍👍

---

I'm IN!!!!!!!!!!!

I got approved for the membership, woot woot and then he asked about checking account and I said I was interested in the rewards card, put in the application for that and I got approved for $5k.  I didn't want to push my luck on anything else so I think I will try to call tomorrow to get that raised. 

I am SOOO hoping I can get $14k with them so I can move my Citi over and with 0% I should have that paid off by the end of next year.

I am SO excited. Even if they don't give me any more credit I think between the $3500 BOA, the $5000 Penfed and the (if i can move my limits) $4800 Chase I will be fully covered for no interest for 12 months!!! 

Downside is this is my 5th card in the last 7 days. I hope that nobody freaks out and AA's me and I know my score will tank a bit as will my AAoA but really at this moment none of that matters to me as much as saving those $250 a month on interest!!! Once paid my scores will bounce back. 

Thanks to everyone here for nudging me along and getting over my phone shyness. I will report back tomorrow and see what they say for an increase. 

Do I just call up and say hi I would liek an increase? Any tips and pointers.  

---

See!  That wasn't so bad was it??? Congrats on the mbshp and cc approval.  

I called when I asked for a reconsideration on starting limit. 

So, what was the issue when you tried to join online??

---

Thanks!! and no it wasn't. I just really hate to call but it was well worth it.  How soon after you applied did you call for reconsideration?

I am now having a problem trying to setup my online account , sigh.

NOt sure, he looked up my social and saw no applications so I am assuming it was a glitch, on who's end , that I dont know.

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I actually waited a couple of days before I called. I came back here to read what others have done.  And it appears that folks called same day and others waited.  I would say do what you are comfortable with.  The only thing that matters is you're in!!!!!!!🙌🙌🙌

[Anonymous]

Outstanding! Congratulations!

[Anonymous]

Congratulations! I sent an e-mail today and am calling tomorrow. It is totally nerve wracking. Good job! 

[Loquat]

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@Anonymous wrote:

---

@irunfromcredit wrote:

---

@Anonymous wrote:

I am on the phone now. Let's see.

---

Good luck!  Let us know how it goes. 👍👍👍

---

I'm IN!!!!!!!!!!!

I got approved for the membership, woot woot and then he asked about checking account and I said I was interested in the rewards card, put in the application for that and I got approved for $5k.  I didn't want to push my luck on anything else so I think I will try to call tomorrow to get that raised. 

I am SOOO hoping I can get $14k with them so I can move my Citi over and with 0% I should have that paid off by the end of next year.

I am SO excited. Even if they don't give me any more credit I think between the $3500 BOA, the $5000 Penfed and the (if i can move my limits) $4800 Chase I will be fully covered for no interest for 12 months!!! 

Downside is this is my 5th card in the last 7 days. I hope that nobody freaks out and AA's me and I know my score will tank a bit as will my AAoA but really at this moment none of that matters to me as much as saving those $250 a month on interest!!! Once paid my scores will bounce back. 

Thanks to everyone here for nudging me along and getting over my phone shyness. I will report back tomorrow and see what they say for an increase. 

Do I just call up and say hi I would liek an increase? Any tips and pointers.  

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Congrats!  I'm glad you called.  You can ask for more whenver you feel comfortable...and don't be discouraged if they tell you they'd like to see some history...it's normal with them and often times they make good on their word a little ways down the road.  Also, keep an eye out for a survey that you may receive for them.  They can be golden when wanting additional products or a bump in your SL.  Good luck and congrats again!

[Anonymous]

Thanks everyone!

And Loquat, I will keep my eyes open.

[Anonymous]

Congratulations !!! 

So excited and happy for you !

[RonM21]

Congrats on the approval! Glad it worked out.