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I’m on the edge, talk me down.

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drewricomakeubu
Frequent Contributor

I’m on the edge, talk me down.

I was just preapproved for the Venture X card and that's been a goal card of mine for a while. I don't want to apply but I also do want to apply. I'm torn between doing it and not doing it. I'm currently at 2/24 and I don't plan on applying for anything Chase for a long time. I don't know what to do. It would be great to diversify my points, 250k URs and 11k MRs, the 75k CapOne miles would be pretty cool. 

I'm also interested in the Amex Gold, I spend a lot on food cause I travel for work and would love to grab the 4X. 

I kinda want to chase a SUB right now. I know I'm gonna be applying for the Hilton Amex Business card for the 10 priority pass visits. Not too concerned with reaching the SUB on that one. 

I'm not really sure what I should do to be honest. 

Current FICO 8: TU: 814 EX: 774 EQ: 806
Current Cards:
Chase Freedom $800, Chase Ink Unlimited $12,500, American Express BCP: $12,000, Chase Sapphire Preferred $17,100, Blue Business Plus $10,000, Chase Ink Cash $12,00, Capital One Venture X $19,000, Amazon Prime Amex $9,000, Chase Freedom Unlimited $6,000, U.S. Bank Business Triple Cash Rewards $3,000, Amex Hilton Honors Business $17,500
Chase Ink Preferred $16,000
Capital One Savor $7,000

Tour Manager, FOH Engineer, Concert Promoter, HBIC
Message 1 of 5
4 REPLIES 4
GZG
Senior Contributor

Re: I’m on the edge, talk me down.


@drewricomakeubu wrote:

I was just preapproved for the Venture X card and that's been a goal card of mine for a while. I don't want to apply but I also do want to apply. I'm torn between doing it and not doing it. I'm currently at 2/24 and I don't plan on applying for anything Chase for a long time. I don't know what to do. It would be great to diversify my points, 250k URs and 11k MRs, the 75k CapOne miles would be pretty cool. 

I'm also interested in the Amex Gold, I spend a lot on food cause I travel for work and would love to grab the 4X. 

I kinda want to chase a SUB right now. I know I'm gonna be applying for the Hilton Amex Business card for the 10 priority pass visits. Not too concerned with reaching the SUB on that one. 

I'm not really sure what I should do to be honest. 


venture x makes sense if you can make efficent meaningful use of the cap1 portal to use that $300 credit, you could always 1 year it for the SUB, but if you know you can use the portal and will get value out of it, I would take it 

 

doctorofcredit website has a non-referral link to the 90k points offer as opposed to the 75k public offer

Starting FICO 8:
Current FICO 8:



Message 2 of 5
drewricomakeubu
Frequent Contributor

Re: I’m on the edge, talk me down.


@GZG wrote:

@drewricomakeubu wrote:

I was just preapproved for the Venture X card and that's been a goal card of mine for a while. I don't want to apply but I also do want to apply. I'm torn between doing it and not doing it. I'm currently at 2/24 and I don't plan on applying for anything Chase for a long time. I don't know what to do. It would be great to diversify my points, 250k URs and 11k MRs, the 75k CapOne miles would be pretty cool. 

I'm also interested in the Amex Gold, I spend a lot on food cause I travel for work and would love to grab the 4X. 

I kinda want to chase a SUB right now. I know I'm gonna be applying for the Hilton Amex Business card for the 10 priority pass visits. Not too concerned with reaching the SUB on that one. 

I'm not really sure what I should do to be honest. 


venture x makes sense if you can make efficent meaningful use of the cap1 portal to use that $300 credit, you could always 1 year it for the SUB, but if you know you can use the portal and will get value out of it, I would take it 

 

doctorofcredit website has a non-referral link to the 90k points offer as opposed to the 75k public offer


I can't find the doctor of credit 90k sub. Any links? 

Current FICO 8: TU: 814 EX: 774 EQ: 806
Current Cards:
Chase Freedom $800, Chase Ink Unlimited $12,500, American Express BCP: $12,000, Chase Sapphire Preferred $17,100, Blue Business Plus $10,000, Chase Ink Cash $12,00, Capital One Venture X $19,000, Amazon Prime Amex $9,000, Chase Freedom Unlimited $6,000, U.S. Bank Business Triple Cash Rewards $3,000, Amex Hilton Honors Business $17,500
Chase Ink Preferred $16,000
Capital One Savor $7,000

Tour Manager, FOH Engineer, Concert Promoter, HBIC
Message 3 of 5
FireMedic1
Community Leader
Mega Contributor

Re: I’m on the edge, talk me down.

@drewricomakeubu 

https://applynow.capitalone.com/?productId=24948 

Good luck if you go for it.



BK Free Aug25
Message 4 of 5
NoMoreE46
Community Leader
Senior Contributor

Re: I’m on the edge, talk me down.

OP has applied and been approved.

 

 

Message 5 of 5
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