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CLI request was an instant denial, again!
4/16/17
60 days
TU 659 (up 7 points from last request)
Utilization 20% (down 6% from last request)
No soup for me! 
It could be, although I've gone from a $1000 SL to $3300 since last July, and that is the highest my TU score has been. Not sure. My complete datapoint history is on the Discover Unofficial Datatpoints thread. 
@Anonymous wrote:It could be, although I've gone from a $1000 SL to $3300 since last July, and that is the highest my TU score has been. Not sure. My complete datapoint history is on the Discover Unofficial Datatpoints thread.
3300 may be the ceiling they have set for you with that score...again..just my guess. I say this because when my scores were below 700 they would not budge for me either...total speculation though
You could be right, doinit. They probably want to see more history and progress. Unfortunately, TU is my lowest score. Could be utilization too. There's definitely something they don't like!
I dont think its the score, though congrats on the jump in your TU Bella
Im at 723 on last Disco update, 730 from most recent Sync update ( though this is gonna,crash big time lol due to Amex finally reporting to TU and since my Boa is over 50%
) So ive had this account about six months and only received 1 $500 increase . Any time i hit the button just says not at this time blah blah blah.
The only thing i figure is ive been bracketed to my current 3k limit and quite honestly dont expect anymore. After my last attempt, i received one of the how we doing surveys and just let them know i wasnt happy with no progress. I would like them to be my daily driver etc. Recieved a messsge that they are sorry im not happy and would pass it on to the correct department but i dont expect anything out of that.
Just keep trying Bella hopefully theyll hook you up in another 30 days. . Im going switch over to using my Amex ED since i think there is a more realistic chance for me to increase my limit than the same time period as Discover.
One good thing about Discovers doghouse is that you can often find some beautiful puppies
Im at 723 on last Disco update, 730 from most recent Sync update ( though this is gonna,crash big time lol due to Amex finally reporting to TU and since my Boa is over 50%
) So ive had this account about six months and only received 1 $500 increase . Any time i hit the button just says not at this time blah blah blah.The only thing i figure is ive been bracketed to my current 3k limit and quite honestly dont expect anymore. After my last attempt, i received one of the how we doing surveys and just let them know i wasnt happy with no progress. I would like them to be my daily driver etc. Recieved a messsge that they are sorry im not happy and would pass it on to the correct department but i dont expect anything out of that.
Just keep trying Bella hopefully theyll hook you up in another 30 days. . Im going switch over to using my Amex ED since i think there is a more realistic chance for me to increase my limit than the same time period as Discover.
One good thing about Discovers doghouse is that you can often find some beautiful puppies
@Anonymous wrote:CLI request was an instant denial, again!
4/16/17
60 days
TU 659 (up 7 points from last request)
Utilization 20% (down 6% from last request)
No soup for me!
Bella,
Is 20% your overall utilization? If yes, what is your utilization on the Disco card? I think they like large payments.
@CreditCuriousity wrote:were you on the 30 or 60 day prior? Most are on the 90 days.. If you have been keeping up though Discover has been declining alot of people past 90 days even being instant denials. Something has changed with discover. I was auto denied at 91-95 days with discover then out of the blue got an auto CLI around day 95 for 1k... Strange, but whtever. Try again at day 91.
Hi Credit Curiosity, here are my datapoints:
7/10/16 Approved
11/13/16 $500 CLI
12/15/16 $800 CLI
01/15/17 $1000 CLI
02/15/17 Denial
03/16/17 Denial
I have seen the posts about people getting declined. I will definitely try again at 91 days. Maybe we can all figure this out together.
@CreditInspired wrote:
@Anonymous wrote:CLI request was an instant denial, again!
4/16/17
60 days
TU 659 (up 7 points from last request)
Utilization 20% (down 6% from last request)
No soup for me!
Bella,
Is 20% your overall utilization? If yes, what is your utilization on the Disco card? I think they like large payments.
Hi Creditinspired. 20% on Disco, 18% overall. Should go down drastically next month on all fronts. I am predicting they will like me after that, or at least I hope!
