I applied for capital one QS card in november of last year. At the time my utiliztion and inquires were a lot. I was approved for $300 card which I felt insulted by LOL. My highest CL is 18400 and getting a $300 card?? I didn't understand. Anyway I never actived the cap one card but's its been showing on my credit since november. My question is should I close the card or leave it open? I would like to apply for the venture card at the end of the year and my score is back to the mid 700's and queries will be fallen off by then. Will my chances be affected by the 300 card they issued me earlier? Should I close it now and apply for the venture at the end of the year or leave it open and apply for the venture still at the end of the year?
Amex Green Card (NPSL) 03/13 - BOA ($7200) 03/13 - WELLS FARGO ($500) 03/13 - DISCOVER IT ($5800) 12/13 Amex delta gold ($18,400) 1/1/14. Amex Gold Business Card (NPSL) 1/2/14. Chase Freedom($7900) 1/9/14 NavyFederal ($25000) 1/16/14 Best Buy ($1000) 8/4/14 Barclays Arrival Plus($12500) 1/29/16 Chase CSP($20000) 1/29/16 Penfed Platinum Rewards ($16000) 1/29/16 NavyFed goRewards ($5000) 1/29/16.
Credit Score EX- 760 EQ- 735 TU- 763 Oldest account 3.2yrs aaoa 2.2 yrs.
