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I think I screwed up

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Junejer
Moderator Emeritus

I think I screwed up

I applied for the Marriott Bonvoy Boundless Card and got the 7 - 10 notice. Then, I got a notice from EX that they blocked JPMCB from accessing my credit report. I had forgotten that I had it locked. What is my best course of action now?







Starting Score: 469
Current Score: 824
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 1 of 12
11 REPLIES 11
JoeRockhead
Community Leader
Super Contributor

Re: I think I screwed up

I'd just call them after unlocking your file... may get an approval right then.

Message 2 of 12
GZG
Senior Contributor

Re: I think I screwed up


@Junejer wrote:

I applied for the Marriott Bonvoy Boundless Card and got the 7 - 10 notice. Then, I got a notice from EX that they blocked JPMCB from accessing my credit report. I had forgotten that I had it locked. What is my best course of action now?


just call and let them know you're unfrozen and they can do the pull if needed

Starting FICO 8:
Current FICO 8:



Message 3 of 12
Junejer
Moderator Emeritus

Re: I think I screwed up

 






Starting Score: 469
Current Score: 824
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 4 of 12
Junejer
Moderator Emeritus

Re: I think I screwed up

Well, that was a bust. I called to tell them that I forgot to unlock EX before apping. The rep said, there's nothing he can do, please wait for the status update from Chase in writing in about two weeks. Not sure they're going to retry pulling EX. They pulled TU yesterday. Didn't realize that immediately.







Starting Score: 469
Current Score: 824
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 5 of 12
Junejer
Moderator Emeritus

Re: I think I screwed up

It has been a very busy week for me, so I figured I would give this some attention this weekend. This morning, as I was going through my ritual of checking all of my cards for potential shenanigans, I noticed a new card on my profile. It seems I was approved for the card after all. It only has a SL of $10K, but I planned to move some balances around anyway. I must be getting pretty close to my limit with Chase. I'll see what my internal score is when the card comes.







Starting Score: 469
Current Score: 824
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 6 of 12
CorpCrMgr1
Valued Contributor

Re: I think I screwed up

Congratulations on your approval!

Message 7 of 12
Horseshoez
Senior Contributor

Re: I think I screwed up

Agreed, congratulations on your new Chase card!

Chapter 13:

  • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California)
  • Filed: 26-Feb-2015
  • MoC: 01-Mar-2015
  • 1st Payment (posted): 23-Mar-2015
  • Last Payment (posted): 07-Feb-2020
  • Discharged: 04-Mar-2020
  • Closed: 23-Jun-2020

 

I categorically refuse to do AZEO!

In the proverbial sock drawer:
Message 8 of 12
SouthJamaica
Mega Contributor

Re: I think I screwed up


@Junejer wrote:

It has been a very busy week for me, so I figured I would give this some attention this weekend. This morning, as I was going through my ritual of checking all of my cards for potential shenanigans, I noticed a new card on my profile. It seems I was approved for the card after all. It only has a SL of $10K, but I planned to move some balances around anyway. I must be getting pretty close to my limit with Chase. I'll see what my internal score is when the card comes.


Congratulations on the approval.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 9 of 12
Junejer
Moderator Emeritus

Re: I think I screwed up

Thanks, @CorpCrMgr1 @Horseshoez and @SouthJamaica 







Starting Score: 469
Current Score: 824
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 10 of 12
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