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I was curious so I did a pre-approval check for Mission Lane Credit Card & was DENIED!!

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MarkintheHV
Established Contributor

Re: I was curious so I did a pre-approval check for Mission Lane Credit Card & was DENIED!!


@MikeyMagic wrote:

I don't know why I even did that pre-approval thing today lol. 

 


 Sometimes I will do the pre-approvals just out of boredom.  I dont need/want anymore credit. Smiley Happy

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Less Is More: Morgan Stanley AmEx BCP 70k | NFCU Flagship Visa 80k | AmEx Delta Reserve Biz 22k | BoA Atmos Visa 42K
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Message 11 of 14
Varsity_Lu
Valued Contributor

Re: I was curious so I did a pre-approval check for Mission Lane Credit Card & was DENIED!!


@MikeyMagic wrote:

 

Please make this make sense somebody!!


Three basic cards in a very short period of time. Be glad they denied you. You need to use the cards you have and let them cook. A year from now you'll be in a better place. Just for reference, I was in a similar spot about two and a half years ago: unscorable and being denied for basic stuff even though I owned my home outright and had cash in hand. Capital One gave me a QuicksilverOne card which got the ball rolling. 30 months later my FICO score is breaking into the 800s with $60k+ available credit.

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Message 12 of 14
Varsity_Lu
Valued Contributor

Re: I was curious so I did a pre-approval check for Mission Lane Credit Card & was DENIED!!


@JoeRockhead wrote:

Just my opinion, but I think Mission Lane did you a favor. You have three good (main stream) cards to start with. Just sit tight on what you have and concentrate on those. Let your credit age and positive payment history do it's thing. Not much good comes from rushing things.  


^This.

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Message 13 of 14
Varsity_Lu
Valued Contributor

Re: I was curious so I did a pre-approval check for Mission Lane Credit Card & was DENIED!!

So, I just realized the OP is from almost 2 years ago. Nothing like commenting on out of date material. 😏

 

But, it makes me curious: @MikeyMagic , how are things going credit wise now? Have you progressed in your journey? An update would be awesome.

Blue Cash PreferredBlue Cash EverydayHilton HonorsSavorREIFidelity Rewards VisaMore RewardsVoice Rewards + Perks CheckingMax Cash PreferredAAA Travel AdvantageCashRewards
Mechanics Savings BankFidelity InvestmentsNavy Federal Credit UnionHuntington National Bank
FICO® 8: 844 (Eq) · 838 (Ex) · 812 (TU)

Message 14 of 14
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