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IHG Rewards Club Select denied

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Anonymous
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IHG Rewards Club Select denied

Chase denied me after "thoughtful" consideration for not having an account open long enough. I have a brokerage and a checkings account with them. How can I get them to reconsider it? I book Holiday Inn a lot and travel a lot so this card would be good if I can get approved for it.

Message 1 of 4
3 REPLIES 3
myjourney
Super Contributor

Re: IHG Rewards Club Select denied

I see you won't take our advice ....Lol

http://ficoforums.myfico.com/t5/Credit-Cards/AMEX-Premier-Rewards-Gold/m-p/4422439

 

Keep applying and have fun 

Moving to apps 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 4
CreditCuriosity
Moderator Emeritus

Re: IHG Rewards Club Select denied

This pains me to see.. If you don't want to listen to advise don't ask for it as we try not to set people up for failure. You are just doing more harm to yourself appliying for cards until you address the cause of your reports being in the shape they are.

Message 3 of 4
12njoy
Super Contributor

Re: IHG Rewards Club Select denied

OP,

 

I get it.  Been there done that.  You (was me 3 years ago) just want to have that break out moment with approvals.  Unfortunately, it takes time.  I remember when I started my rebuild with secured cards with USAA, I kept applying for an unsecured card with USAA and they kept denying me. After about 4 denials, I reluctantly stopped.  It's hard I know.  You look for someone anyone to take a chance on you but the rejections keeps coming.  It's going to take time to get there, but you'll eventually get there.  Maybe slow down on the apps and clean up anything negative that you may have (if you have negatives).  Good luck to you.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 4 of 4
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