IHG Rewards

[Anonymous]

GOod Evening Everyone!

Just a couple questions about the IHG card.

1) Is it fairly easy to get approved for it? If so, whats a typical starting limit?
2) How quickly will I receive my points after I hit the required spend? It says 6-8 weeks but I am hoping much sooner because I want to try and get the points for a vacation to Aruba in March.
3) Just want to clarify this, it does not hurt me in my quest for CSP in the 5/24 rule correct?

Thank you all!

[CreditCuriosity]

---

@Anonymous wrote:

GOod Evening Everyone!

Just a couple questions about the IHG card.

1) Is it fairly easy to get approved for it? If so, whats a typical starting limit? Yes it is fairly easy to get approved for depending on your profile.  If you are > 700 and your utilization is good along with AAoA and you inquiries are good you should be fine. Anywhere from probably 2k-30k.  Just general guidlines of course above
2) How quickly will I receive my points after I hit the required spend? It says 6-8 weeks but I am hoping much sooner because I want to try and get the points for a vacation to Aruba in March. After you meet spend and the statement cuts it will be on your IHG a few days later
3) Just want to clarify this, it does not hurt me in my quest for CSP in the 5/24 rule correct? Yes it will count against the 5/24 rule.  It isn't a card included in the 5/24 rule, but will hurt you in getting the CSP in the future!

Thank you all!

---

[Anonymous]

If I apply today and get approved, when will statement cut?  I will probably be able to meet spend asap just waiting for statement to cut is the problem

[CreditCuriosity]

If approved today these are just guesses once again card take 7 days to arrive in theory statement could cut a day or two after getting card.  So assume it takes you a few days to meet spend approx 35-45 days which includes shipping of card for next statement to cycle approx.