Interesting Amex Cli denial letters

[pizza1]

Mine just continued to say "BK". Even though Im past their 5yr policy. Im hoping once Ive had my Biz cards for a year, I get a bump, and my EX score needs a bump as well, lol!

I imagine with a little gardening, some INQ/IIB's falling off, and new accounts aging to the magical 2 yr mark, that I'll get a bump at the 1 yr mark. (fingers crossed).

Sorry about your denials

[Anonymous]

Amex always seems to find some interesting reasons to deny when they just dont feel like giving what you ask for lol

[Brian_Earl_Spilner]

It's a very telling letter. Everyone on the site swears you need to PIF Amex every month. The letter shows they are ok with a balance as long as it doesn't extend past the threshold set by their algorithms in relation to your income.

[Anonymous]

The telling part for me, was when they started offering Revolvers. If they wanted to be PIF all the time, they'd have stayed with only Charge Cards. right? Especailly now that the're offering Pay over Time.

[Anonymous]

I can’t get a CLI from AMEX either.  New card with a generous line was no problem until I hit 5 revolvers.  Now I want increases and I think the official AMEX response is “ LOL “ so I’m giving up.  

I still love ‘em!