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Invited to Apply for the Petal CC

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Valued Contributor

Re: Invited to Apply for the Petal CC


@Juansito1 wrote:
Getting off to a great start... card still hasn’t arrived... had to call them yesterday to get them to reissue...

Good luck - because of FedEx's screwup with processing my hold-delivery request, I thought that was exactly what I would need to do.

Ch 7 BK discharged 11/28/14, credit rebuild well advanced. FICO:TU 680 FICO 8 (3/2/19) or 687 FICO 9/EX 694 FICO 8/EQ 685 FICO 8 or 674 FICO 9 (NFCU 3/3/19), VS 3.0 10/17/18: TU 702/EX 699/EQ 698. $92.9k revolving credit as of 1/31/19; $1K NFCU cashRewards Visa, $2K BJ's Perks MC, $5.1k Discover It #1, $6.5k Discover It #2 (new 3/12/18), $3.5k Petal Visa, $6k Paypal 2% CB MC, $6k Amazon Prime Store Card, $6k Walmart Store Card, $7k Apple FCU Platinum Visa, $7k Penfed Power Cash Rewards Visa, $11.8k Overstock Store Card, $15K Care Credit, $16K Cap One QS Rewards Visa Signature, $10k PenFed used car loan, $5k Navient student loan, $12.7k Lending Club loan. Gardening: 3 months, 19 days as of 1/31/19. 24 HP inqs total as of 10/12/18: 10 TU, 9 EQ, 5 EX (about half over 1 year old).
Message 41 of 50
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Regular Contributor

Re: Invited to Apply for the Petal CC

Let’s see if they deliver to the correct address this time smh




Message 42 of 50
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Moderator

Re: Invited to Apply for the Petal CC

Did they (Petal) have the incorrect address or was this a FedEx issue with delivery?

I would figure whatever Petal had on file would be what you input or provided with your initial pre-qualification.
Message 43 of 50
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Regular Contributor

Re: Invited to Apply for the Petal CC

Petal sent it to the correct address, fedex delivered it to the wrong address... petal didn’t even have a tracking number.




Message 44 of 50
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Moderator

Re: Invited to Apply for the Petal CC

So FedEx issue, not Petal.
Message 45 of 50
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Regular Contributor

Re: Invited to Apply for the Petal CC

Correct... dunno why they are even using fedex when usps works perfectly fine for just about every bank in the US




Message 46 of 50
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Moderator

Re: Invited to Apply for the Petal CC

That's likely how they're set up for some reason. Regardless, FedEx or USPS, mail pieces have been known to get lost or misdirected by USPS as well 🤷‍♂️

Hopefully, you'll get the card soon.
Message 47 of 50
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Regular Contributor

Re: Invited to Apply for the Petal CC

True but that’s super rare for envelope mail...




Message 48 of 50
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New Visitor

Re: Invited to Apply for the Petal CC

What is this self lender credit card in your siggy?
Message 49 of 50
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Regular Contributor

Re: Invited to Apply for the Petal CC

Just made it myself to make my siggy look cleaner.

Side update — Petal is horrible with reporting to the credit bureaus. Takes like 2/3 months for things to update and they double reported the accounts so now I have 2 accounts for petal with the same account numbers and the duplicate has a permanent maxed out balance 🤦🏽‍♂️

Gonna be closing my account with them soon.




Message 50 of 50
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