@Anonymous wrote:
Thanks everyone for the valuable opinions . It's good to know she has a chance . She wants a revolver but if the charge is safer il try convincing her . Is there a difference between applying now and applying in January as far as the backdating thing goes ? I was gonna tell to apply in January since 2 of her inquires would stop counting towards the fico score .
I think is better to apply for what we want. Apply this month, if not approved wait a few months and try again.
