Is Delta Amex Issued by Amex?

Anonymous · ‎03-23-2017

This might be a silly question, but I tried looking around the forums, but couldn't quite find the answer so I figured I'd post.

I applied and was approved for a Delta Gold SkyMiles card last month (2/15) with $10k limit. Is this card issued directly by American Express (vs. a card with the Amex logo but underwritten by somebody else)? I want to try for the PRG or Platinum charge (I'll make sure to use it enough to justify either AF), and I read if you're a card member with Amex and are denied for a card it's only a SP. So I want to make sure I'm technically a member before I take the chance.

Thanks!

fltireguy · ‎03-23-2017

YES!

Go ahead and app! SP if denied, HP if approved

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!

Anonymous · ‎03-23-2017

Thanks, @fltireguy!

I decided to go for it and was approved! I used Incognito and the points offer went up to 50,000, instead of the 25,000 showing before!

mkhan1093 · ‎03-23-2017

No way, did not know that was a thing. Thanks for letting me know about this!

Anonymous · ‎03-23-2017

Yes, all the cards on americanexpress.com are issued by them:

https://www.americanexpress.com/us/credit-cards/card/delta-skymiles/