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Is a PenFed CLI request a hard or soft pull?

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Anonymous
Not applicable

Is a PenFed CLI request a hard or soft pull?

I logged in and saw the CLI request button. I owe them $4k on my $11k limit Amex and $3k on my $7k limit Visa. The reason I owe them is because a took advantage of some BT options a few months ago. Both accounts have been open for over 6 months. So, will they hard or soft pull me, if I request a CLI?

Message 1 of 4
3 REPLIES 3
Gmood1
Super Contributor

Re: Is a PenFed CLI request a hard or soft pull?

It will be a hard pull if pass the 90 days since last pull.

Message 2 of 4
FinStar
Moderator Emeritus

Re: Is a PenFed CLI request a hard or soft pull?

HP unless you received a pre-approval offer to CLI.
Message 3 of 4
Anonymous
Not applicable

Re: Is a PenFed CLI request a hard or soft pull?

Thanks. I'm gonna pass for now. I'm HP'd out.

 

Message 4 of 4
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