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I logged in and saw the CLI request button. I owe them $4k on my $11k limit Amex and $3k on my $7k limit Visa. The reason I owe them is because a took advantage of some BT options a few months ago. Both accounts have been open for over 6 months. So, will they hard or soft pull me, if I request a CLI?
It will be a hard pull if pass the 90 days since last pull.
Thanks. I'm gonna pass for now. I'm HP'd out.