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Sorry to hear that but your scores are too low for the card and your utilization is borderline high. The denial for Marriott should have stopped you from applying regardless Chase Amazon not being part of the 5/24. TBH, I prefer using the store card simply because of the 0% interest for 6 months on purchases over 100 over the Chase one. Amazon store card also offer the 5% CB. The Amazon card is a no annual fee VS metal card, but its also the ugliest metal card I've seen so far lol.
@Anonymous wrote:
I have the Amazon Prime Store Card and I love it. But I’m trying to back in with Chase and I’m pass the 5/24 rule just found with Chase Marriot denial. I know the Amazon card does not fall under that rule and I wanted to know if I would get approved for the Chase card would it cancel out the store card from synchrony?
Soooo do all Chase Co-branded cards not follow the 5/24 rule? Or am I totally miss reading this? I have way to many inquires and new accounts to try now but it would be nice to know I dont have to wait 24 months! ===> Just cant quite find the garden :-(
@ebruno6869 wrote:
@Anonymous wrote:
I have the Amazon Prime Store Card and I love it. But I’m trying to back in with Chase and I’m pass the 5/24 rule just found with Chase Marriot denial. I know the Amazon card does not fall under that rule and I wanted to know if I would get approved for the Chase card would it cancel out the store card from synchrony?Soooo do all Chase Co-branded cards not follow the 5/24 rule? Or am I totally miss reading this? I have way to many inquires and new accounts to try now but it would be nice to know I dont have to wait 24 months! ===> Just cant quite find the garden :-(
If you want to improve your chances with Chase, especially for any products that don't fall under 5/24, then abstain from applying for other CCs. It may take some discipline, but it can be done. While anything is subject to change, Amazon, IHG, AARP, Hyatt, Disney, British Airways and Ritz-Carlton are some of the Chase cards that are not currently subject to 5/24. That being said, if your profile has several newly opened accounts or inquiries, then your chances for approval diminish.
You can join other fellow gardeners to help you achieve this goal over time.
@FinStar wrote:
@ebruno6869 wrote:
@Anonymous wrote:
I have the Amazon Prime Store Card and I love it. But I’m trying to back in with Chase and I’m pass the 5/24 rule just found with Chase Marriot denial. I know the Amazon card does not fall under that rule and I wanted to know if I would get approved for the Chase card would it cancel out the store card from synchrony?Soooo do all Chase Co-branded cards not follow the 5/24 rule? Or am I totally miss reading this? I have way to many inquires and new accounts to try now but it would be nice to know I dont have to wait 24 months! ===> Just cant quite find the garden :-(
If you want to improve your chances with Chase, especially for any products that don't fall under 5/24, then abstain from applying for other CCs. It may take some discipline, but it can be done. While anything is subject to change, Amazon, IHG, AARP, Hyatt, Disney, British Airways and Ritz-Carlton are some of the Chase cards that are not currently subject to 5/24. That being said, if your profile has several newly opened accounts or inquiries, then your chances for approval diminish.
You can join other fellow gardeners to help you achieve this goal over time.
@FinStar quite a few too many newly opened accounts and inquiries -however I am in the garden now.