Is overstock a hard pull on your credit? Got the pop-up

[Anonymous]

I received the Overstock popup.  It then took me to a page to ask for my full SSN and the great agreement page.

[Anonymous]

Overstock pop up is a soft pull.  Their cli's are sp's as well.

[Anonymous]

I have seen people immediately ask for an increase.  How do you that process so quickly?

[DeeBee78]

Sign up online to manage your account. Just search the web for overstock store credit card, and you should see the link to Comenity's website. 

You need your SSN and some basic details. Once you've registered, you can immediately request a CLI. 

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@Anonymous wrote:

I have seen people immediately ask for an increase.  How do you that process so quickly?

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[Anonymous]

It is a SP.

[Anonymous]

I got the pop-up yesterday and went for it. It showed up on my credit report this morning as a hard pull but I got a $2000 credit limit so totally worth it for utilization.

[Anonymous]

In late May it was a SP for me.

Also did a CLi right after registering and got it.

ymmv

[Anonymous]

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@Anonymous wrote:

I got the pop-up yesterday and went for it. It showed up on my credit report this morning as a hard pull but I got a $2000 credit limit so totally worth it for utilization.

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You got a hard pull for an Overstock shopping cart popup app? I got one for the Sportsman's Guide, but not the Overstock.

[NichelleN]

Overstock was a SP for me. I tried immediately online for a CLI (also a SP) but was denied. I'll try again later.