@Aduke1122 wrote:
OK so if my 3rd statement cuts Oct 5th , which AR do I use the one that happened in the end of August or have to wait for another one to pass. Sorry I have asked questions on the big thread with no answer .
Personal preference really. I would wait 3 full statements plus a fresh AR 
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
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