@M_Smart007 wrote:
@hawkins wrote:Did the application process go smothly? So CUs are very slow with applications and require every document under the sun before approval.
Not all CU's are created equal.
Some have been extremely proficient ..
Patelco and Affinity are some that come to mind.
I would say 8-10 CU's I have joined only required ID for membership and a CC.
Having said that, they may have a lot of data stored on me somewhere.?
And it is not LexisNexis ..as that was frozen years back.
huh which one, plz do tell. Not that I'm that interested in CUs at this point, even if I get a large SL, what's the use if I don't actually use it lol. Anyway if it is easy like PenFed that's great, no need to upload anything, but PenFed only gave my PCR 2k, so..gotta stop apping I guess 
@hawkins wrote:Did the application process go smothly? So CUs are very slow with applications and require every document under the sun before approval.
I used my paystubs as proof of meeting membership criteria, as my employer is based in San Jose, so they had my proof of income from the beginning. Everything for the Visa and auto loan was docusign except for the very end of the auto loan as I had the dealership meet me at KPCU in Santa Clara. The dealer left with a cashier's check based on the loan and I left with my daughters new Jeep.
I'd love to give recognition and recommend the lady that handled everything for me, but I'm not certain if that's allowed here. If @FinStar or @UncleB give it their blessing, I will.
@M_Smart007 wrote:
@hawkins wrote:Did the application process go smothly? So CUs are very slow with applications and require every document under the sun before approval.
Not all CU's are created equal.
Some have been extremely proficient ..
Patelco and Affinity are some that come to mind.
I would say 8-10 CU's I have joined only required ID for membership and a CC.
Having said that, they may have a lot of data stored on me somewhere.?
And it is not LexisNexis ..as that was frozen years back.
I know that certain huge employers will report income to a data aggregator or two and I'm assuming mine is one of them, as I've only had to provide POI to AOD out of all my accounts. If I had to guess, I'd say it's likely one Experian's offerings that works similar to Sagestream or LN.
@ChargedUp wrote:
@hawkins wrote:Did the application process go smothly? So CUs are very slow with applications and require every document under the sun before approval.
I used my paystubs as proof of meeting membership criteria, as my employer is based in San Jose, so they had my proof of income from the beginning. Everything for the Visa and auto loan was docusign except for the very end of the auto loan as I had the dealership meet me at KPCU in Santa Clara. The dealer left with a cashier's check based on the loan and I left with my daughters new Jeep.
I'd love to give recognition and recommend the lady that handled everything for me, but I'm not certain if that's allowed here. If @FinStar or @UncleB give it their blessing, I will.
Thanks for reaching out, @ChargedUp... my thoughts on this is it's probably not a good idea if you actually appreciate the service you received. I say this as someone who 'back in the day' used to work in a customer-facing position for a large company.
Here's why... once you put the reps first name on the internet for all to see she's likely to be inundated with calls since she's known to be 'good'. Best-case scenario she gets an increased workload which really isn't fair to her, and worst-case scenario the increased traffic forwarded to her extension could kill her metrics, which impacts her job.
TL;DR... no issues with sharing your contact's name with friends and family, but probably best to keep her info off the world-wide internet. 
