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Kohl's card

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aircobra
Regular Contributor

Kohl's card

I checked to see if I was pre-qualified for one and they said I was, so I applied but got a message saying I need to call them because they needed some additional information. Anyone have this happen? Does it mean I am going to get approved?

Currently rebuilding:
1/18 -
7/19 -

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Kohl's card

It means they need more info. Could be for verification purposes. i.e. Name, income, address.

Message 2 of 12
Anonymous
Not applicable

Re: Kohl's card

This just happened to me this morning. I called and they asked me a bunch of verification questions and said I was approved for $300 SL. I'm assuming it was because we just moved this week so it must have been my new address.

Message 3 of 12
soccrstar
New Contributor

Re: Kohl's card

LoL I didn't know Kohl's had a pre-qualify link

 

Congratulations, SoccrStar! You're pre-qualified for a Kohl's Charge.You're one step closer to additional savings. Apply now to take advantage of this offer.

 

hahaha apparently I'm pre-qualified. Not that I would take it. would've in the past. had applied cold turkey and was flat out denied.

 

I don't shop there nor don't remember ever stepping foot in a kohls store but does feel good that someone out there wants me

 

Now if only chase, citi, discover, amex would have a nice congrats written on the screen when I do it there


EQ: 632 FICO8 / EX: 622 FICO8 / TU: 648 FICO8 / EQ: 648 FICO9 / EX: 652 FICO9 / TU: 624 FICO9 / Credit Karma: 633 Transunion 622 Equifax / Credit Sesame 633 / Positive Open Loan Tradelines: Auto loan $42000 / NEWEST CARD - Don't Remember / goal by 2019: 650 or more FICO8 across the board
Message 4 of 12
Anonymous
Not applicable

Re: Kohl's card

Didn’t know Kohl’s had a pre qualify... just applied and was approved — thanks 😂
Message 5 of 12
Anonymous
Not applicable

Re: Kohl's card


@Anonymous wrote:
Didn’t know Kohl’s had a pre qualify... just applied and was approved — thanks 😂

Congrats! HP or SP? From which CRA?

Message 6 of 12
Anonymous
Not applicable

Re: Kohl's card

HP after prequalify from TransUnion. NYC
Message 7 of 12
Anonymous
Not applicable

Re: Kohl's card

SP to prequalify. HP from TU once you actually apply
Message 8 of 12
Anonymous
Not applicable

Re: Kohl's card

Don’t know where they soft pull from but they do a HP at Trans once you officially apply. I’m in NY
Message 9 of 12
jd403
Regular Contributor

Re: Kohl's card

Yes, happened to me about two years ago.  They verified info I entered and approved instantly

FICO 8: TU 716 EX, 718 EQ 721 (10/19/21)

Discover IT $10.5k, Citi AA $10.8k , Cap One QS - $6.3k, Amex Optima - $4k Kohl's - $3k, M-Life MasterCard $8k, Amex Delta Gold $16.5k
Message 10 of 12
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