Kohl's like app and chase 5/24

[Anonymous]

Kohl's identifies as a charge card but reportedly a revolving account for chase 5/24 rule. Do we include Kohls as amongst the 5/24. Do chevron/shell/exxon/bp/Valero count amongst revolving cards for chase 5/24. What cards do not fall into Chase 5/24.
Car inquiries excluded right even if approved since it's installment loans.

[Adkins]

5/24 covers any new credit card or charge card accounts opened in the last two years - all those cards you've listed are included. The only ones that I know of that don't count are business credit cards, because they usually do not show on your credit report so Chase can't see them. (I say usually because some business cards do show on your credit reports.)

[Anonymous]

Is that 5/24 by each credit bureau that pulls by chase. So for eg. 4 inquiry on ex & 6 on eq. When chase pulls both is that outta 5/24 or still worth applying

[Adkins]

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@Anonymouswrote:
Is that 5/24 by each credit bureau that pulls by chase. So for eg. 4 inquiry on ex & 6 on eq. When chase pulls both is that outta 5/24 or still worth applying

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That's out of 5/24 due to the 6 on EQ. It applies to each credit bureau separately. Some people get around this by going to an in branch location and seeing if they have pre-qualifications there (assuming they bank with Chase.) and getting a card that way. 

[Anonymous]

so it is ok if  its the 6th inquiry is Chase inquiry or is it that if you are 5 inq on any credit bureau within 24 mos than you are done. 

Or you are saying that the 5th inquiry can be chase and its still OK. But not the 6th inquiry? 

[Anonymous]

5/24 is for opened accounts, not inquires.

[Anonymous]

ahaaaa. glad you cleared me up on it? still only revolving accounts not installment or car loan accounts fall into it. Damng it they count my KOHL's account too.