LOC Denied

[Anonymous]

I finally found out that my application for NFCU LOC was denied.  I knew ahead of time this would most likely be the result.  I wish I hadn't even done it now.  I lost two HP's for it.  I thought they only pulled one.  Not disappointed about not getting the LOC as much as I am in the 4 HP's with them, two for nothing. 

[Anomalous]

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@Anonymous wrote:

I finally found out that my application for NFCU LOC was denied.  I knew ahead of time this would most likely be the result.  I wish I hadn't even done it now.  I lost two HP's for it.  I thought they only pulled one.  Not disappointed about not getting the LOC as much as I am in the 4 HP's with them, two for nothing. 

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Yeah, that sucks. Wonder why it took 2 HPs?

[Anonymous]

I'm sorry but you have the awesome CC with a awesome limit....maybe after 6-12 months with the CashRewards you can reapply. That does suck about the 2 HPs for the LOC

[Anonymous]

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@Anonymous wrote:
I'm sorry but you have the awesome CC with a awesome limit....maybe after 6-12 months with the CashRewards you can reapply. That does suck about the 2 HPs for the LOC

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I'm just mad at myself for doing it.  I really didn't want it.  Just thought it would look good.  I'm pretty anal (OCD, lol) about HP's. 

[Creditaddict]

I'm surprised by the 2 HP's... I do was denied the first time I applied... I received a counter approval 2 months later when I applied again and less than 2 months after that received full CLI to the $15k!

apply for it again after your first CLI on your credit card.

[Anonymous]

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@Creditaddict wrote:

I'm surprised by the 2 HP's... I do was denied the first time I applied... I received a counter approval 2 months later when I applied again and less than 2 months after that received full CLI to the $15k!

apply for it again after your first CLI on your credit card.

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Well, now I'm nervous.  When I login this is what I get. "We are unable to process your request. For assistance, please call us toll-free at 1-888-868-8123. For calls from within the Washington DC area, or outside the US, please call 703-255-8699."

What could that be about?  I left a message with my advisor at Navy Federal, but haven't heard from him yet.

[Anonymous]

MOMTIMES7-I know what you mean about being anal about HPs. Just over the weekend I had to take a HP for Verizon wireless for cell phone service. It took me weeks to figure out if I wanted to waste a hard pull just on cell service or go prepaid. We went without a cell phone the whole time lol. I finally just did it when I seen best buy was giving $150 best buy giftcard for new lines of service for Verizon. Ended hoop ending 2 lines and got $300 giftcard but it makes me mad that I had to waste a HP

Someone else was just denied the LOC with Navy after he faxed his paperwork over. He called to recon, and was approved Maybe try to recon?

[Anonymous]

Me and my wife were denied when we applied for 15k.  So I asked to recon and was told I had to reapply with a lower amount.  Now we are both approved for 500.00 on NavChek.  I figure by listening to Creditaddict that I can get a increase in 3-6mo and slowly ease up to 15k.  Might could try our route..

Good Luck

[Anonymous]

I have no clue what they could mean (message when logging in) maybe it's just a glitch in their system or your browser. Have you tried a different browser? Maybe if ur advisor doesn't get back to you quick enough, then call the regular Cus Sevice number. At least if it is a glitch the regular customer service number can tell you so you don't keep worrying until your advisor gets back to you.

[Anonymous]

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@Anonymous wrote:
I have no clue what they could mean (message when logging in) maybe it's just a glitch in their system or your browser. Have you tried a different browser? Maybe if ur advisor doesn't get back to you quick enough, then call the regular Cus Sevice number. At least if it is a glitch the regular customer service number can tell you so you don't keep worrying until your advisor gets back to you.

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Found out.  Yesterday, while we had soccer tournaments and just HAPPENED to be in the area where my ONLY NFCU is located, I went to the ATM there to deposit in my Everyday Checking.  The ATM was beeping like crazy like it was a bomb, LOL, and when I approached it there was a message for whoever was there previously to take their cash because the machine didn't "accept" all their bills.  Ahem.  I tried to clear it so I could proceed and it wouldn't.  So I went to another partner ATM and put in the WRONG flippin pin number because I typed to fast and tried to correct it.  I just gave up.  I triggered a security alert.