LUV button the day after my 3rd statement cut and still declined for a CLI - CAP 1

[tussking]

Any input would be appreciated ? 

[jacetx]

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@tussking wrote:

Any input would be appreciated ? 

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Usually Capital One gives CLIs 6 months after account opening and previous CLI. YMMV of course.

[Mattopotamus]

I could be wrong, but I think they are every 6 months. 

[Anonymous]

got denied too, i gave it lots of utilization plus pay down to 5%... will try every month and see if i can get something before credit steps kick in. Nothing is guaranteed really but try you can.

Good luck.

[delaney1]

Sorry, OP. I got a CLI through the luv button as soon as my third statement cut

[Creditaddict]

Cap1 is 2-4 months usually the first time and then every 6 months but sometimes you just don't get an increase before 6 months.

[icyhot]

Perhaps your spend hasn't been high enough? They like to see you practically max out the card and pay it off before a pre-6 month CLI

[ryox03]

Too soon to try. 6 months is usually the minimum if you are new to Capital One.

[Creditaddict]

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@ryox03 wrote:

Too soon to try. 6 months is usually the minimum if you are new to Capital One.

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I think everyone needs to stop saying 6 months... it's simply not true and you can scan through HUNDREDS of posts of people getting CLI's on Cap1 at 2-3 statements... it's not a hard and fast rule but it's FOR SURE not 6 months.... 6 months is for credit steps.

[tussking]

Used my limits on both cards every month and PIF 3 days before the due date....Maybe next month !