So just finish talking to a Langley customer service rep to get some information about Credit Card application. What I found out is that they pull EQ and that pull is good for 30 days. If you apply for a Credit Card, you can also used that pull for maybe another Credit Card or for a loan such as Personal, Line of Credit or Auto Loans. You can just give them call and they will used the info you entered from your existing credit card application and apply to any loans you’re requesting. This is totally different from PenFed as Credit Card and a loan are two different department and that they will pull one for CC and one for a loan (verified by one of Penfed Rep). Just putting the info out there if anyone is interested applying for Langley CC.
Thanks @blazerein
I was able to get a CC from PENFED after opening a checking /savings account from the HP they used to join. Guess when they SP'ed first. They saw the BK, and decided to HP me to join. Others are SP'ed. NFCU did the same thing. Just my luck. 
