Langley FCU Signature Cash Back VISA denial

[aspiringpolyglot36]

Hey everyone! I am starting to lose hope on ever getting this card. I have tried getting this card since 2020 and have not yet succeeded in getting this card. It has such great cash back! 10% cash back for the first 6 months of a category of your choice. It is so frustrating!

My stats before applying:

EQ FICO 9 800

0/6, 0/12, 5/24 for EQ

1% credit utilization, no collections, no public records

[GZG]

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@aspiringpolyglot36 wrote:

Hey everyone! I am starting to lose hope on ever getting this card. I have tried getting this card since 2020 and have not yet succeeded in getting this card. It has such great cash back! 10% cash back for the first 6 months of a category of your choice. It is so frustrating!

My stats before applying:

EQ FICO 9 800

0/6, 0/12, 5/24 for EQ

1% credit utilization, no collections, no public records

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at some point you're just going to have to accept they just don't like you and you gotta let it go. 

I imagine you have 20+ cards and hundreds of thousands in open credit? they just don't like that and no amount of 0/12 or 0/24 is going to fix that like it might for Cap1. 

[CreditCuriosity]

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@GZG wrote:

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@aspiringpolyglot36 wrote:

Hey everyone! I am starting to lose hope on ever getting this card. I have tried getting this card since 2020 and have not yet succeeded in getting this card. It has such great cash back! 10% cash back for the first 6 months of a category of your choice. It is so frustrating!

My stats before applying:

EQ FICO 9 800

0/6, 0/12, 5/24 for EQ

1% credit utilization, no collections, no public records

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at some point you're just going to have to accept they just don't like you and you gotta let it go. 

I imagine you have 20+ cards and hundreds of thousands in open credit? they just don't like that and no amount of 0/12 or 0/24 is going to fix that like it might for Cap1. 

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Yep last time denied yaers back think i was 820 score or something came down to too much available credit along those lines if i recall correctly and just wrote them off.  Many fish in the sea time to move on imho