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Langley FCU..What a joke!!!

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stagefoursurvivor
Established Contributor

Re: Langley FCU..What a joke!!!

This is a perfectly reasonable explanation if they're using coal-fired computer systems

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K
Message 11 of 40
Anonymous
Not applicable

Re: Langley FCU..What a joke!!!


@pizza1 wrote:

Applied for membership yesterday, got thru verification no problem, uploaded my DL this morning per their request, said I was approved for membership, and Id get my member # shortly via email...I waited and waited, no email.  Called, and the lady said..." well, it looks like you were declined afterall" Im like...excuse me? the reason????..................." looks like the computer denied you because your address exceeds 30 characters".  WTH??? I have NO control over the name of  my address, and I told her I abreviated parkway on my app to "pkwy", and  even with the street number, name, and all spaces included, it equals 30 characters!! 

 

She said, we can approve it manually when this happens, but its gonna take probably a week because we have several apps in front of you.  I opted to forget the whole thing and told her Ive NEVER in my life heard of being declined because my street address name is too long, thats almost borderline discrimination...jeeeeezzzz. I told her to forget it, I wanted my $$ refunded, and I wanted any HP taken reversed. 

 

Thats like saying..I cant date you because youre only 5'8'.  Well, that man or woman may be a wonderful person, attractive etc and had no control over how tall they grew, or didnt grow, but declined for dating because that person doesnt fall within the personal "height" requirement for them .  Im like over it...all of this.

 

 

 


Wow that's rediculous....I have never heard something like this. ... Smiley Surprised

Message 12 of 40
myjourney
Super Contributor

Re: Langley FCU..What a joke!!!

Image result for sign from heaven

Ok I couldn'r resist ....Smiley Very Happy

Sorry about the denial tho

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 13 of 40
TiggerDat
Valued Contributor

Re: Langley FCU..What a joke!!!

My issue is more with the week to take care of the problem.  In such a situation, since it was only denied for the 30 characters they should have a system in place where it only takes a moment to get it done.  'Oh we have a few other applications ahead of you,'..... it will take a week.  A week for a few other applications when it really only needs to take 30 seconds to get it done?  That to me is even funnier than the reason for the denial.  Heck, a good manager would instruct the people receiving these calls to send an email to the dept. that does the opening with the subject line 30 char to make it easy for the opening dept. to spot and take care of these issues first. 

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
Message 14 of 40
Anonymous
Not applicable

Re: Langley FCU..What a joke!!!

That outfit is completely incompetent. Run like they're the plague.
Message 15 of 40
Ron1
Super Contributor

Re: Langley FCU..What a joke!!!

Sorry to hear!!! Smiley Sad

 

 

Ron.

Message 16 of 40
Anonymous
Not applicable

Re: Langley FCU..What a joke!!!

Whatdya live on "supercalafragilitichbalodouchious Lane" 😀😀😀. Should've told her "oh, no problem, let me sell my house, move across town, find a street with a shorter name, and I'll reapply. No worries. Thanks" 

Message 17 of 40
northface28
Established Contributor

Re: Langley FCU..What a joke!!!

If this isnt a sign to stop and relax for a minute, idk what is.

BK Discharged 9/11

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Message 18 of 40
pizza1
Community Leader
Super Contributor

Re: Langley FCU..What a joke!!!


@northface28 wrote:

If this isnt a sign to stop and relax for a minute, idk what is.


probably right, and point taken!!Smiley Happy

Message 19 of 40
stagefoursurvivor
Established Contributor

Re: Langley FCU..What a joke!!!


@Anonymous wrote:

Whatdya live on "supercalafragilitichbalodouchious Lane" 😀😀😀. Should've told her "oh, no problem, let me sell my house, move across town, find a street with a shorter name, and I'll reapply. No worries. Thanks" 


I'm no expert but, I concur, this is the simplest solution.

 

I also appreciate the correct contraction for should have. First time I've seen it correctly done, instead of "should of"!

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K
Message 20 of 40
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