Letter from Chase UPDATE: recon in progress

[Anonymous]

Thanks guys for all the support

[Anonymous]

Recon!

[FinStar]

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@Anonymous wrote:

Recon!

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I'm sure this is the typical rubberstamp response, but it will likely result in a "FAIL" given what others have already mentioned.  The OP can certainly "try" but given Chase's attitude toward unpaid/charged-off accounts, unlikely to be successful.

[Anonymous]

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@FinStar wrote:

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@Anonymous wrote:

Recon!

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I'm sure this is the typical rubberstamp response, but it will likely result in a "FAIL" given what others have already mentioned.  The OP can certainly "try" but given Chase's attitude toward unpaid/charged-off accounts, unlikely to be successful.

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Mine resulted in an approval.

[Anonymous]

Really? And you had a CO with them? Paid or unpaid? What did you say to make them go, ok!?

[Anonymous]

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@FinStar wrote:

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@Anonymous wrote:

Recon!

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I'm sure this is the typical rubberstamp response, but it will likely result in a "FAIL" given what others have already mentioned.  The OP can certainly "try" but given Chase's attitude toward unpaid/charged-off accounts, unlikely to be successful.

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@I agree with @FinStar.  Don't forget the letter specifically stated "OP has been blacklisted" which I am sure for you didn't happen in your case.  So different scenario and different profiles.

If OP pays what is owed to Chase, then he has shot.  Otherwise, he will be wasting his time even with a recon.

[Anonymous]

Sorry- Double post.

[Anonymous]

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@Anonymous wrote:
Really? And you had a CO with them? Paid or unpaid? What did you say to make them go, ok!?

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Sort of. I had a Providian card back in 1999 that charged off for a few hundred. It went to WAMU, and while they had it I paid it off. WAMU went to Chase. For some reason it shows in Chase's database as a Slate. When the analyst brought it up I told her I'd never had a Slate, or any Chase card for that matter. She researched further, and we figured out what it was.

[Anonymous]

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@Anonymous wrote:

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@FinStar wrote:

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@Anonymous wrote:

Recon!

---

I'm sure this is the typical rubberstamp response, but it will likely result in a "FAIL" given what others have already mentioned.  The OP can certainly "try" but given Chase's attitude toward unpaid/charged-off accounts, unlikely to be successful.

---

@I agree with @FinStar.  Don't forget the letter specifically stated "OP has been blacklisted" which I am sure for you didn't happen in your case.  So different scenario and different profiles.

If OP pays what is owed to Chase, then he has shot.  Otherwise, he will be wasting his time even with a recon.

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It's a five minute phone call. The worst that can happen is that Chase confirms they're blacklisted. At minimum they can ask the analyst for guidance on how to get back in.

[FinStar]

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@Anonymous wrote:

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@Anonymous wrote:
Really? And you had a CO with them? Paid or unpaid? What did you say to make them go, ok!?

---

Sort of. I had a Providian card back in 1999 that charged off for a few hundred. It went to WAMU, and while they had it I paid it off. WAMU went to Chase. For some reason it shows in Chase's database as a Slate. When the analyst brought it up I told her I'd never had a Slate, or any Chase card for that matter. She researched futher, and we figured out what it was.

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Key difference here.  While the CO was still in their database which flagged the previous negative experience with Chase (i.e. Providian/WaMu), your CO was paid.  The OP mentioned his is unpaid.  Regardless, every experience and outcome will vary, just because you were approved given the above scenario doesn't always translate into the OP getting the same results.  I'm willing to bet both you and the OP's overall profiles are not the same?  

Either way OP, give it a whirl and try if you feel "luck" is in your favor, just don't be disappointed in the outcome.  All things considered, if you paid the CO and gave it some time, I'm sure you could re-establish the Chase relationship.