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Lol/24 Chase Customer cold app?

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MrDFinance
Established Contributor

Lol/24 Chase Customer cold app?

Are their any data points that suggest existing chase customers that don’t have pre Approvals for a specific card cold apping and getting approved?
I recently got 2 offers (lol/24) one for the CSP which I took and another for the CFU which I passed on but I wouldn’t mind having the Marriott Boundless but don’t wanna poke the bear ...
Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: Lol/24 Chase Customer cold app?

You don't want to poke the bear but you're thinking about making a cold app? Sounds contradictory to me.
Message 2 of 15
Anonymous
Not applicable

Re: Lol/24 Chase Customer cold app?

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Message 3 of 15
UncleB
Credit Mentor

Re: Lol/24 Chase Customer cold app?


@MrDFinance wrote:
Are their any data points that suggest existing chase customers that don’t have pre Approvals for a specific card cold apping and getting approved?
I recently got 2 offers (lol/24) one for the CSP which I took and another for the CFU which I passed on but I wouldn’t mind having the Marriott Boundless but don’t wanna poke the bear ...

If you're LOL/24 and have no offers I wouldn't expect success with a cold app.

Message 4 of 15
Remedios
Credit Mentor

Re: Lol/24 Chase Customer cold app?

If your signature is accurate, you already poked the bear  by opening 5 cards (including CSP) and adding AU account in May. 

Your new Amex cards may not be reporting yet, and hopefully wont be while Chase is doing SPs. 

 

I would seriously forget Chase exists for a while. 

Message 5 of 15
CreditInspired
Community Leader
Super Contributor

Re: Lol/24 Chase Customer cold app?


@Anonymous wrote:

tenor (1).gif


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This made my Sunday 😂🤣


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Message 6 of 15
pinkandgrey
Senior Contributor

Re: Lol/24 Chase Customer cold app?


@Remedios wrote:

If your signature is accurate, you already poked the bear  by opening 5 cards (including CSP) and adding AU account in May. 

Your new Amex cards may not be reporting yet, and hopefully wont be while Chase is doing SPs. 

 

I would seriously forget Chase exists for a while. 


Definitely. Without offers, Chase will laugh your application right out of the computer. 

Discover It: 21.5k
Amex Cash Magnet: 18k
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Apple Card: 4.25k
Message 7 of 15
MrDFinance
Established Contributor

Re: Lol/24 Chase Customer cold app?

Looks like I’m keeping my head down lol
Message 8 of 15
Hockeypnc1
Established Contributor

Re: Lol/24 Chase Customer cold app?

what is Lol/24 mean?

 

Message 9 of 15
MrDFinance
Established Contributor

Re: Lol/24 Chase Customer cold app?

Chase has a rule where if u opened 5 cards in the last 24 months they will deny you for any card you apply for unless your existing customer and they send u a offer

Lol/24 simply means your way over that 5/24 rule .....
Message 10 of 15
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