Looking for Advice on Second Credit Card

[Anonymous]

I am looking for advice on when to apply for a second credit card and what credit card will be a good stepping stone for future approvals.

About me:

-I applied for two credit cards in February: the Chase Freedom and the Discover It Student. I was denied for the Chase Freedom due to lack of credit history and was approved for the Discover with a $1500 CL. 

-i have received two statements from Discover and my most recent statement says my credit score is 689.

-Aside from my discover card the only credit  history I have is I am an AU on a CSP for about 3 years now. 

-Income is approx. 54,000

I just got my most recent Discover statement and was curious if I had any prequalified offers. I checked citi, amex, and chase. Chase came up and said I was prequalified for the Chase Freedom and the Chase Slate. I would love to get my foot in the door with chase, but I am wary of trusting this pre-qual offer as I was just denied by them a couple of months ago for short credit history. Given this, what advice would you give me on applying for a second credit card? I don’t know if I should wait longer for the Chase, apply for the Chase Freedom, or apply to a different credit card.

Thanks in advance!

[TRC_WA]

Capital One.

Now.

You have limited history.  Building/Rebuilding credit is a marathon... not a race.

[Anonymous]

Personally I would give Chase another try bc of the pre-qual before using three HP with one Cap One application. A couple months sometimes changes things. Worse they can say is no

[Anonymous]

capital one! they will give you the world! 

[Anonymous]

Sallie Mae Rewards?

[Anonymous]

Cap One. You have a pulse. (LOL) Seriously, they are the easiest to get approved from everything I've read on here, and from my experience. Go on the Cap One website and do the prequal. It's a soft pull and seems to be pretty accurate as to whether you'll be approved or not. I'll bet you'll be approved for at least one of their cards.

[Anonymous]

Went to the capital one site and didnt get back any pre-qual offers. Should I just hold off on applying for a second card?

[SecretAzure]

---

@Anonymous wrote:

capital one! they will give you the world! 

---

They will give you a darkened, ill-fated version of the world. I would look anywhere else but there. I started at Cap1, I don't want to end there. Although, yes...generally good for new credit/rebuilding credit.

DO NOTHING FOR 4 MORE MONTHS. Trust me, the credit limits will be much better!

[Anonymous]

Lol SecretAzure love the darkened, ill-fated comment

[SecretAzure]

---

@Anonymous wrote:
Lol SecretAzure love the darkened, ill-fated comment

---

Thanks! It's true and we know it! You and I have 2 cards in common, get the Barclaycard Ring or Amex BCE so we can have 3, kthx?