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Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION

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PointsBonus
Established Contributor

Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION

Looking for a bank that ONLY pulls Transunion.

 

Any thoughts ?

 

Thank You all in advance








Message 1 of 14
13 REPLIES 13
Medic981
Valued Contributor

Re: Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION

That might be a tough question to answer as many CCCs pull from a variety of CRAs depending on where you live. Amex pulls from EX exclusively for new accounts.







Your FICO credit scores are not just numbers, it’s a skill.
Message 2 of 14
Anonymous
Not applicable

Re: Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION

Even if a lender only pulls TU for new accounts, they will soft pull either EX or EQ (or both) monthly as part of the account review process.  So any baddies that aren't on TU will be known anyway.

Message 3 of 14
PointsBonus
Established Contributor

Re: Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION


@Anonymous wrote:

Even if a lender only pulls TU for new accounts, they will soft pull either EX or EQ (or both) monthly as part of the account review process.  So any baddies that aren't on TU will be known anyway.


I don't have any baddies, my scores across the board are ok ..Exp 670 Equ 684 and TU is 720, difference ? the inquires........ 








Message 4 of 14
Anonymous
Not applicable

Re: Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION

I'm pretty sure Barclays will pull TU.

Message 5 of 14
PointsBonus
Established Contributor

Re: Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION

Blacklisted from them from like 10 Years ago....Yes 10 years....

I applied, they didn't even PULL any credit ! Just flat NO








Message 6 of 14
Anonymous
Not applicable

Re: Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION

I only have 2 inq on my TU. Barclay and NFCU. Both of them only pulled TU.

Message 7 of 14
PointsBonus
Established Contributor

Re: Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION

 


@Anonymous wrote:

I only have 2 inq on my TU. Barclay and NFCU. Both of them only pulled TU.


I WISH I CAN JOIN NFCU








Message 8 of 14
Anonymous
Not applicable

Re: Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION

U.S. Bank pulls Transunion FICO 9. I have two cards with them and they have only ever pulled transunion. Beware of their stingy limits!

Message 9 of 14
atst2000
Frequent Contributor

Re: Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION

Someone posted on the approval section about Community Credit Union or something. Based in Illinois. They pull TU and open to everyone. Give decent limits too. Others that pull TU are:

SSFCU- In Texas but maybe open?
RBFCU- same as above
US Bank- VERY conservative!
Barclays- also VERY conservative
Synchrony- some cards... PP Extras does I heard but ymmv
Message 10 of 14
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