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Looks like Chase may have a 30 day application max afterall

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12njoy
Super Contributor

Re: Looks like Chase may have a 30 day application max afterall


@Saleen099 wrote:

With the IHG and the United airlines Chase set up a new New accounts even though I had  existing accounts with both. 


Oh really.   They didn't do that with me. 

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 71 of 143
12njoy
Super Contributor

Re: Looks like Chase may have a 30 day application max afterall


@Saleen099 wrote:

@12njoy wrote:

@Saleen099 wrote:

@12njoy wrote:
@Anonymous,

As you can see my letter has rise reasons and two others but I went on to get other cards from chase. Did you call UW on the Amazon card?

 Yes and that's the reason that I received a letter from Chase.  As you can see she flat out denied me but then I turned around  recon  The decision but I had to go through verification twice and explain everything.  That's how I learned that they use my previous EX credit report to make  The decision. 

 

 I did learn one thing only tall to  the verification  department NOT UW. 


I totally agree don't talk to UW at all.   


 I learn my lesson. DON'T TALK TO THEM AT ALL.  The minute that Chase look at your credit report it's over with. 


You're the only one who've posted multiple approvals back to back.   You're a success story

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 72 of 143
Anonymous
Not applicable

Re: Looks like Chase may have a 30 day application max afterall


@12njoy wrote:

@Saleen099 wrote:

@12njoy wrote:

@Saleen099 wrote:

@12njoy wrote:
@Anonymous,

As you can see my letter has rise reasons and two others but I went on to get other cards from chase. Did you call UW on the Amazon card?

 Yes and that's the reason that I received a letter from Chase.  As you can see she flat out denied me but then I turned around  recon  The decision but I had to go through verification twice and explain everything.  That's how I learned that they use my previous EX credit report to make  The decision. 

 

 I did learn one thing only tall to  the verification  department NOT UW. 


I totally agree don't talk to UW at all.   


 I learn my lesson. DON'T TALK TO THEM AT ALL.  The minute that Chase look at your credit report it's over with. 


You're the only one who've posted multiple approvals back to back.   You're a success story


I'm also hoping to join this club Smiley Happy

Message 73 of 143
Saleen099
Senior Contributor

Re: Looks like Chase may have a 30 day application max afterall

 IHG  was gracious enough to give me  some bonus points for my inconvenience. image.jpgimage.jpg

Message 74 of 143
12njoy
Super Contributor

Re: Looks like Chase may have a 30 day application max afterall


@Anonymous wrote:

@12njoy wrote:

@Saleen099 wrote:

@12njoy wrote:

@Saleen099 wrote:

@12njoy wrote:
@Anonymous,

As you can see my letter has rise reasons and two others but I went on to get other cards from chase. Did you call UW on the Amazon card?

 Yes and that's the reason that I received a letter from Chase.  As you can see she flat out denied me but then I turned around  recon  The decision but I had to go through verification twice and explain everything.  That's how I learned that they use my previous EX credit report to make  The decision. 

 

 I did learn one thing only tall to  the verification  department NOT UW. 


I totally agree don't talk to UW at all.   


 I learn my lesson. DON'T TALK TO THEM AT ALL.  The minute that Chase look at your credit report it's over with. 


You're the only one who've posted multiple approvals back to back.   You're a success story


I'm also hoping to join this club Smiley Happy


You're going to get in

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 75 of 143
12njoy
Super Contributor

Re: Looks like Chase may have a 30 day application max afterall

Good deal saleen

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 76 of 143
Saleen099
Senior Contributor

Re: Looks like Chase may have a 30 day application max afterall

Amazon  was a $70 gift card 

IHG was 80k +$50  statement credit 

United Airlines was 30k +50  statement credit.  But I made a few calls today and I'm trying to get the 50,000 miles with a $50 statement credit. 

Message 77 of 143
Saleen099
Senior Contributor

Re: Looks like Chase may have a 30 day application max afterall


@12njoy wrote:

Good deal saleen


 Thank You for everything  and teaching me what to do and what not to do. 

Message 78 of 143
12njoy
Super Contributor

Re: Looks like Chase may have a 30 day application max afterall


@Saleen099 wrote:

@12njoy wrote:

Good deal saleen


 Thank You for everything  and teaching me what to do and what not to do. 


Thank you for the info on united.   I'm going to send a secure chat.  Is it 50k with a $50 credit.  How much is the spend?

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 79 of 143
12njoy
Super Contributor

Re: Looks like Chase may have a 30 day application max afterall

That deal might not have the first year annual fee waived.   They got me with the Marriott annual fee which I'm ok with.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 80 of 143
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