Lowe's Denial w/ Other Sync Accts Open

[Anonymous]

Sooo, I have a couple of Sync accts (Walmart & Amazon) and both CLI'd to $3500 recently. I need to buy some stuff to get ready for spring outdoors and with HD being a bit harder to get I app'd the Lowe's card thinking I was a shoe in. NOT!!!

Reason:

The request was judgmentally reviewed and denied for the following reason(s):

PRIOR APPLICATION SUBMITTED TOO RECENTLY

I honestly don't remember app'ing for this before.

Is it worth a recon call???

[Anonymous]

I'd say so!

I got a $2000 Lowes CC limit when I first opened up mine after buying the house in April with a score of 690. I have other accounts with Sync too and they normally seem pretty reasonable with approvals. Can't hurt. All they can do it remain on their no answer! 

[Anonymous]

I think your score might be too low for Lowes.  I too have Sync cards... some for a while now... and when I applied, they denied me.  I have been in the 620s-630's most of the past 6 months.  If you look on the credit pulls DB - it seems like the minimum score might be in the 640's - and that's for the toy limit card.  I feel your pain..  I'd like to have a Lowes as well - just have to keep gardening!!  

[Anonymous]

Best of luck to you...

[MyLoFICO]

Call. My score was 664 and I got it with a $500 SL and 1 call to credit solutions I got a CLI 5K. Mention the other cards too. I app'd for a rooms to go and got denied too a few weeks ago. Funny thing is, they show no record of it and I have no HP on my credit. It's like it never happened. But I save the screenshot of the denial. 

[Anonymous]

I interpreted that as a recent Lowes app was too recent. Did you apply in the past for a Lowes card and get denied?