Lowe's application

tpayne105 · ‎07-23-2015

Hey all,

I hadn't applied for a card in a sometime and am wanting to do some things around the house so I figured why not try with Lowe's. I got the good ole "if you gave us your email, you will receive a response from us in 4-5 days. If not, you will receive a letter in 7-10 days" message. They did interestingly enough give me a reference number. I know this usually means denial but why would they give me a reference # and something I have always wondered about, why don't these places just say we cannot grant you credit at this time, instead of us waiting.

I am working on my credit. It had dropped below 500 at one point but now I am approaching 600 with TU, which is apparently what they pull.

Anyway, I appreciate all of your support. This site is an amazing resource and a place to get encouragement.

Thank you

Anonymous · ‎07-23-2015

I would give them a recon call.

Anonymous · ‎07-23-2015

@Anonymous wrote:
I would give them a recon call.

Yes.

ddemari · ‎07-23-2015

Synch. Bank does not do recons. When I applied for lowes, after I hit submit it went to a screen to text me a verification code. I entered the password and then received an approval screen.

You can call synch bank and see what the status of the app is. It might be verfication.

Existentialist · ‎07-23-2015

@tpayne105 wrote:
Hey all,

I hadn't applied for a card in a sometime and am wanting to do some things around the house so I figured why not try with Lowe's. I got the good ole "if you gave us your email, you will receive a response from us in 4-5 days. If not, you will receive a letter in 7-10 days" message. They did interestingly enough give me a reference number. I know this usually means denial but why would they give me a reference # and something I have always wondered about, why don't these places just say we cannot grant you credit at this time, instead of us waiting.

I am working on my credit. It had dropped below 500 at one point but now I am approaching 600 with TU, @(meaning you're not quite @ 600??? Hmmmmm....) which is apparently what they pull.

Anyway, I appreciate all of your support. This site is an amazing resource and a place to get encouragement.

Thank you

Going to keep my fingers crossed but my initial thought is, doesnt look very promising. Please update with results. Good luck.