I have a question I applied for a Municipal Credit Union Credit card last night. After applying it had a message that it had to be reviewed by an underwriter. I called today and was told its pending and that I should hear back from them within 3 business days. Has anyone had this happen to them before with MCU? Just curious can it be there verifying my info? The CSR's there are not very helpful. I also noticed that they haven't pulled my CR I didn't get a hit from my fico.