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Hi everyone! My DS just got a new job and finished her 3 weeks of training (yaay!!) but she will be required to work in an office after the 7 year work from home gig she did in her sweats lol. She wants to take advantage of the new account discounts at Macy's and Bloomingdale's since she'll be spending about $1K at each.
I thought because they were both Citi cards that she couldn't apply for both on the same day, is it different for DSNB cards? I'm checking to see if I gave her bad information ![]()
Thank you all and happy Friday!! ![]()
@Anonymous wrote:Hi everyone! My DS just got a new job and finished her 3 weeks of training (yaay!!) but she will be required to work in an office after the 7 year work from home gig she did in her sweats lol. She wants to take advantage of the new account discounts at Macy's and Bloomingdale's since she'll be spending about $1K at each.
I thought because they were both Citi cards that she couldn't apply for both on the same day, is it different for DSNB cards? I'm checking to see if I gave her bad information
Thank you all and happy Friday!!
Yes, they are backed by DSNB and she can apply for both on the same day. The advice I followed was that if you are approved for one you will more than likely be approved for the other and it was true. I applied for both back to back on Nov 4 and was approved for the Amex versions.
Note when applying online the SL is usually quite low, DSNB states this is for security reasons. If she wants a larger SL she may want to apply in store. Good luck and Congrats on the new Gig !
Good luck !
Thank you so much for all the info!! She did Macy's online last night and was approved for $1000 SL. Headed to Bloomingdales now lol!! With your Amex versions have you been able to get CLI's easily? If you've done CLI's how often do you try?
I know my mom's store card has grown from $800>$22K in about three years but I wasn't sure if the Amex is more restrictive. She only asks for a CLI when I bug her to go for it so much that she finally does it to shut me up lol!!
Congrats on your success and thank you again for all you do in the community!! ![]()
Thanks very much! She is excited to find a new position as she was laid off without much warning.
The info on myFico is so awesome, thank you for all your contributions and support!! ![]()
Congrats to DD on new job! Good luck on the cards!!
@Anonymous wrote:Thank you so much for all the info!! She did Macy's online last night and was approved for $1000 SL. Headed to Bloomingdales now lol!! With your Amex versions have you been able to get CLI's easily? If you've done CLI's how often do you try?
I know my mom's store card has grown from $800>$22K in about three years but I wasn't sure if the Amex is more restrictive. She only asks for a CLI when I bug her to go for it so much that she finally does it to shut me up lol!!
Congrats on your success and thank you again for all you do in the community!!
Great News ! Congrats !
Generally, from what I've read here, the first CLI is at 2 months (although some have gotten it sooner); then every 31 days (Macy's), 32 days (Bloom's) thereafter. And they grow, fast !
Keep in mind so far I've only spent $20-25 on each per month-
My first CLI's were in January +2500@, day after Bloom's 2nd statement cut Then every month an addt'l 1500@. I asked too early on Bloom's in April and didn't try again, so skipped that month but my current CL's are: Bloom's SL 1.5k, current $10k and Macy's SL 1k, current $11k. I plan to continue until I reach 25-30k@.
I shop high end but as I've grown older prefer boutiques, custom designs, NM and Nordstrom. I grew up with these stores so may be a bit jaded. (thanks Mom!)
Happy shopping! ![]()
Im confused lol. Are we talking about DS, dear sister or dear son, HER, and now DD from @blindambition ?
. Wild read![]()
@AverageJoesCredit wrote:Im confused lol. Are we talking about DS, dear sister or dear son, HER, and now DD from @blindambition ?
. Wild read
LOL! @AverageJoesCredit I meant DS. Too little sleep with insomnia and not enough coffee. Good catch!! 😉