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Major spending coming up, what card should I get next?

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BD9
Valued Member

Major spending coming up, what card should I get next?

I have some major spending to do in the next couple of months, and thought it might be a good time to take advatange of the signing bonus of a new card, except, I'm really not sure what card to get.

 

I'm considering: 1) The Amex SPG Luxury card (I got an invite for a SUB of 125k)

                             2) The Amex Hilton Aspire card, current SUB is 150k

                             3) The Citi ThankYou Premier card, current SUB is 60K

                             4) The US Bank Altitude Reserve card, current SUB is 50k

 

I'd probably not use any of these as a daily card, only because I try to bank Chase Ultimate Reward points.

 

What I currently have in my wallet: Chase's Freedom, Freedom Unlimited, Sapphire Reserve, Hyatt, Ink Business Plus, Ink Business Preferred Amex Platinum, Citi Prestige and Double Cash cards, Discover, Barclay Arrival Plus & Rewards cards, Total Rewards Visa, Mlife, BofA Cash Rewards, US Bank FlexPerks Visa, US Bank FlexPerks Amex.

 

 

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simplynoir
Mega Contributor

Re: Major spending coming up, what card should I get next?

Well, three of the cards require using it through hotel (HIlton/SPG) or general travel (Altitude) to get the credits and offset the sizable annual fees associated with those cards. If that's going to be an issue for you the decision gets easier basically there especially since the Premier is free the first year.

 

There's also the consideration if you have any future redemptions in mind with getting the bonuses with any of those cards. The Citi TYP and Altitude make it a little easy using their travel pages to redeem the rewards for many options like hotel, airline, etc. to spend it. The Hilton/SPG have to be used for hotel award stays and if you don't have anything planned for them can be a case of the points just sitting there while future devaluations possible down the line.

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