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Good day,
I applied for the Marriott Bonvoy card and got a message that they will send me an answer via mail in 7 to 10 business days. I immediately called Chase and was told the same thing from my online message. Do anybody have any information regarding this card and who can I call to have my application re-evaluated? Thanks in advance.
https://ficoforums.myfico.com/t5/Credit-Card-Applications/Backdoor-Numbers/m-p/374744#M5540
Look for analyst or app recon. They'll probably require you to have the letter before calling them even though they can totally see the reasons.
If you are over 5/24 (5 cards in 24 months) that decision will stand unfortunately. Not sure if you are or not
Its best to wait for the letter so you can practice your pitch