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Mini App Spree - Discover IT

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Anonymous
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Mini App Spree - Discover IT

I did a mini app spree and was approved for both the Amex Delta and Chase Freedom Unlimited.

 

Never had a Discover so decided to app for the 5% cash back card.

 

After submitting my application I get counter offered with the same card but higher APR. I dedcide what the heck I'll take it. Finish the process and then they ask for documents to be uploaded. I upload them my docuemnts for verification and do a Live Chat with a rep to check status. She confirms recipt of my info but tells me that she cant give me a decision and that I will have to wait 7-10 days. Is this still a good sign?

 

 

 

Message 1 of 2
1 REPLY 1
RaiseMyScoreASAP
Regular Contributor

Re: Mini App Spree - Discover IT


@Anonymous wrote:

I did a mini app spree and was approved for both the Amex Delta and Chase Freedom Unlimited.

 

Never had a Discover so decided to app for the 5% cash back card.

 

After submitting my application I get counter offered with the same card but higher APR. I dedcide what the heck I'll take it. Finish the process and then they ask for documents to be uploaded. I upload them my docuemnts for verification and do a Live Chat with a rep to check status. She confirms recipt of my info but tells me that she cant give me a decision and that I will have to wait 7-10 days. Is this still a good sign?

 

 

 


Well, they are going to a lot of trouble to tell you no. Applying for several cards at once can set off alarms. I believe you will be approved. However, you should get the interest rate to its lowest. Discover will work with you to do that. About very six months is a good rule of thumb is a good schedule to ask.

 

Discover has the best customer service.

 

Your other two cards are great ones to add to your porlfolio. 

Message 2 of 2
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