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Minimum Starting Limits for New Credit Cards - Comprehensive List - Updated Regularly

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Anonymous
Not applicable

Minimum Starting Limits for New Credit Cards - Comprehensive List - Updated Regularly

Below you will find a comprehensive list of confirmed minimum starting limits for new credit card accounts. This comes in handy when building your credit and also for those who look for new cards with the higher starting limits. Use the prequal sites for the respective banks and then you can reference the list below as to which is guaranteed more open LOC. As stated, these are not guaranteed limits these are just the very minimum credit lines you will receive upon applying and be approved for a new credit card. Please see below and feel free to add to this thread about any other credit cards you have confirmed info on! 

 

 

CAPITALONE CARDS

Platinum - $300

QuicksilverOne - $300

Venture Rewards - $5,000

Venture One Rewards - $1,000

Savor Rewards - $2,000

SavorOne Rewards - $1,000

Quicksilver Rewards Cash - $1,000

Journey Student Card - $300

BuyPower Card - $500

Cabela's Club - $300

Bass Pro Shops Club - $300

CHASE BANK CARDS  

Chase Freedom Unlimited - $500

Chase Freedom Signature - $5,000

Chase Freedom Platinum - $500

Chase Slate - $500

Chase Sapphire Preferred - $5,000

Chase Sapphire Reserve - $10,000

Southwest Rapid Rewards Priority - $5,000

Southwest Rapid Rewards Plus - $5,000

Southwest Rapid Rewards Premier - $5,000

United Explorer Card - $5,000

United TravelBank Card - $5,000

United Club Card - $15,000

Marriott Bonvoy Bold™ -  $2,000

Marriott Bonvoy Boundless™ - $5,000

The World of Hyatt Credit Card - $5,000

Disney® Premier Visa® Card - $500

Disney® Visa® Card - $5,000

IHG® Rewards Club Premier Credit Card - $2,000

Starbucks® Rewards Visa® Card - $500

Amazon Rewards Visa Signature Card - $500

CITIBANK CARDS  

Citi Rewards+ - $1,000

Citi Premier Card - $2,000

Citi Prestige Card - $5,000

Citi Rewards+ Student Card - $500

Citi Double Cash Card - $500

Simplicity Card - $500

Aadvantage Platinum Select World Elite MC - $1,500

American Airline Aadvantage MileUp - $1,000

Aadvantage Executive World Elite MC - $5,000

Expedia Rewards Card - $2,000

AT&T Access Card - $500

Costco Anywhere Visa - $500

Citi Diamond Preferred -  $500

DISCOVER BANK  

ALL DiscoverIT Card(s) - $500

BANK OF AMERICA  

Bank of America Premium Rewards - $5,000

Cash Rewards 1-2-3 - $300

WELLS FARGO BANK  

Wells Fargo Propel Amex Card - $1,500

Cash Wise Visa - $1,000

Visa Signature Card - $5,000

Wells Fargo Rewards Card - $1,000

Wells Fargo Platinum Card - $1,000

Cash Back College Card - $500

OTHERS

NFCU Flagship - $5,000

SSFCU Power Cash Back - $5,000

Message 1 of 9
8 REPLIES 8
wasCB14
Super Contributor

Re: Minimum Starting Limits for New Credit Cards - Comprehensive List - Updated Regularly


@Anonymous wrote:

 

CHASE BANK CARDS  

Chase Freedom - $5,000


 

https://applynow.chase.com/FlexAppWeb/pricing.do?card=FZNM&page_type=appterms

 

"If approved for a Signature account, your credit access line will be at least $5000. If approved for a Platinum account, your credit limit will be at least $500."

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 2 of 9
Anonymous
Not applicable

Re: Minimum Starting Limits for New Credit Cards - Comprehensive List - Updated Regularly

This is a great list! Thank you, Kays211.
Message 3 of 9
Anonymous
Not applicable

Re: Minimum Starting Limits for New Credit Cards - Comprehensive List - Updated Regularly


@wasCB14 wrote:

@Anonymous wrote:

 

CHASE BANK CARDS  

Chase Freedom - $5,000


 

https://applynow.chase.com/FlexAppWeb/pricing.do?card=FZNM&page_type=appterms

 

"If approved for a Signature account, your credit access line will be at least $5000. If approved for a Platinum account, your credit limit will be at least $500."


Updated! Kind regards

Message 4 of 9
wasCB14
Super Contributor

Re: Minimum Starting Limits for New Credit Cards - Comprehensive List - Updated Regularly

Chase IHG Traveler (a separate card from IHG Premier) is also $2k.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 5 of 9
Harvey26
Valued Contributor

Re: Minimum Starting Limits for New Credit Cards - Comprehensive List - Updated Regularly


@Anonymous wrote:

Below you will find a comprehensive list of confirmed minimum starting limits for new credit card accounts. This comes in handy when building your credit and also for those who look for new cards with the higher starting limits. Use the prequal sites for the respective banks and then you can reference the list below as to which is guaranteed more open LOC. As stated, these are not guaranteed limits these are just the very minimum credit lines you will receive upon applying and be approved for a new credit card. Please see below and feel free to add to this thread about any other credit cards you have confirmed info on! 

 

 

CAPITALONE CARDS

Platinum - $300

QuicksilverOne - $300

Venture Rewards - $5,000

Venture One Rewards - $1,000

Savor Rewards - $2,000

SavorOne Rewards - $1,000

Quicksilver Rewards Cash - $1,000

Journey Student Card - $300

BuyPower Card - $500

Cabela's Club - $300

Bass Pro Shops Club - $300

CHASE BANK CARDS  

Chase Freedom Unlimited - $500

Chase Freedom Signature - $5,000

Chase Freedom Platinum - $500

Chase Slate - $500

Chase Sapphire Preferred - $5,000

Chase Sapphire Reserve - $10,000

Southwest Rapid Rewards Priority - $5,000

Southwest Rapid Rewards Plus - $5,000

Southwest Rapid Rewards Premier - $5,000

United Explorer Card - $5,000

United TravelBank Card - $5,000

United Club Card - $15,000

Marriott Bonvoy Bold™ -  $2,000

Marriott Bonvoy Boundless™ - $5,000

The World of Hyatt Credit Card - $5,000

Disney® Premier Visa® Card - $500

Disney® Visa® Card - $5,000

IHG® Rewards Club Premier Credit Card - $2,000

Starbucks® Rewards Visa® Card - $500

Amazon Rewards Visa Signature Card - $500

CITIBANK CARDS  

Citi Rewards+ - $1,000

Citi Premier Card - $2,000

Citi Prestige Card - $5,000

Citi Rewards+ Student Card - $500

Citi Double Cash Card - $500

Simplicity Card - $500

Aadvantage Platinum Select World Elite MC - $1,500

American Airline Aadvantage MileUp - $1,000

Aadvantage Executive World Elite MC - $5,000

Expedia Rewards Card - $2,000

AT&T Access Card - $500

Costco Anywhere Visa - $500

Citi Diamond Preferred -  $500

DISCOVER BANK  

ALL DiscoverIT Card(s) - $500

BANK OF AMERICA  

Bank of America Premium Rewards - $5,000

Cash Rewards 1-2-3 - $300

WELLS FARGO BANK  

Wells Fargo Propel Amex Card - $1,500

Cash Wise Visa - $1,000

Visa Signature Card - $5,000

Wells Fargo Rewards Card - $1,000

Wells Fargo Platinum Card - $1,000

Cash Back College Card - $500


Also too note just because you get a 5000 credit line at Wells Fargo does not guarntee it will be Visa Signature. My grandfather and cousin bout have CLs over 5000 and its just a Platnium Card. 

Amex ED: 7K, Delta Gold Amex: 7K Macys Amex: 8K , Bloomingdales Amex: 1K , BOA Premium Rewards: 59.9K , Best Buy Visa: 7K , Banana Republic Mastercard: 5K Target Store Card: 2K VACU Mastercard: 11.5K Discover: 25K, Penfed Platinum Rewards: 12.5K, Apple Card:3K, TD Double Up: 15K,
Message 6 of 9
Anonymous
Not applicable

Re: Minimum Starting Limits for New Credit Cards - Comprehensive List - Updated Regularly

Bank of America non-secured Cash Rewards and Travel Rewards have a minimum SL of $500.  If you're approved for $5000 or more they may issue a Visa Signature or World Mastercard (or World Elite Mastercard, not sure which)

 

Message 7 of 9
Anonymous
Not applicable

Re: Minimum Starting Limits for New Credit Cards - Comprehensive List - Updated Regularly

NFCU Flagship - $5,000

SSFCU Power Cash Back - $5,000

Message 8 of 9
KLEXH25
Valued Contributor

Re: Minimum Starting Limits for New Credit Cards - Comprehensive List - Updated Regularly

Was looking for a thread like this because I thought it would be useful, but I see we could add a lot more. Do we know the starting limits for AMEX cards?



Message 9 of 9
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