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MoveCU Data point

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12njoy
Super Contributor

MoveCU Data point

MoveCu1.jpg

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 1 of 13
12 REPLIES 12
CreditCuriosity
Moderator Emeritus

Re: MoveCU Data point

Interesting as they aren't a CU are they as they just shop CU's cards for a person from what i was reading just not on them.

Message 2 of 13
12njoy
Super Contributor

Re: MoveCU Data point


@CreditCuriosity wrote:

Interesting as they aren't a CU are they as they just shop CU's cards for a person from what i was reading just not on them.


That's my understanding

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 3 of 13
mfinsmi1
Established Contributor

Re: MoveCU Data point

OP a bunch of us in the credit approval forum all recieved denails after getting pre approvals - move CU is definitly bogus 

Personal Cards (Over $100k):

Business Cards:

Rebuilding Starting Scores - December 2021

FICO SCORE 8/9 - Current 1/6/23

Stats: : 3/6; 8/12; 17/24 --- AAoA 3 YRS, 8 MO --- INQ: EX-6/TU-7/EQ-2
Message 4 of 13
SDMarik
Established Contributor

Re: MoveCU Data point

That stinks, from what I can gather they're kind of lame anyway. I wonder if there was another reason other than that that caused the denial, seeing as they are only required to give you one.



"When prosperity comes, do not use all of it"
Message 5 of 13
bachi607
New Contributor

Re: MoveCU Data point

MOVECU IS SCAM!!! PLEASE DON"T FALL FOR IT, THEY SIMPLY SAY PRE_APPROVED FOR $25K - THANKS

DCUSantander-UltimateBECUBECU VISAAmexUS BankPenFedPenFed_GoldSantander-SphereAppleDiscover ItSynchrony
Message 6 of 13
mfinsmi1
Established Contributor

Re: MoveCU Data point

@SDMarik they claimed they couldnt verify my identity even though i had to provide a selfie my social and drivers licnese - now im getting weird spam calls 

Personal Cards (Over $100k):

Business Cards:

Rebuilding Starting Scores - December 2021

FICO SCORE 8/9 - Current 1/6/23

Stats: : 3/6; 8/12; 17/24 --- AAoA 3 YRS, 8 MO --- INQ: EX-6/TU-7/EQ-2
Message 7 of 13
SDMarik
Established Contributor

Re: MoveCU Data point

Youre better off without them anyway, they aren't even a real CU. More of a CU card broker from what I know about them. 



"When prosperity comes, do not use all of it"
Message 8 of 13
Marie4580
New Member

Re: MoveCU Data point

Agreed. I got denial but two approvals from CUs this month


@mfinsmi1 wrote:

OP a bunch of us in the credit approval forum all recieved denails after getting pre approvals - move CU is definitly bogus 


 

1st BK- CH 7 DISCHARGED MAY 2016
2nd BK- CH 13 FILED DECEMBER 2021

AUGUST 2022 SCORES; EX 670, EQ 677, TU 667
Message 9 of 13
Remedios
Credit Mentor

Re: MoveCU Data point

I don't think denial is the reason for concern here.

Concern should be so many who willingly gave up copies of DL and SS card, demographics info including cell phone number, and selfies to something/someone most never heard off because someone posted about an approval that never happened.  You don't need anything else to "become" someone else. 

 

 

There isn't an approval or utilization padding worth what it can cause in terms of fraud/identity theft.  

 

 

Most 3 year olds know not to go with strangers because adults teach them that. I guess same doesn't apply to adults.  

 

Hopefully, none of you experience any negative effects from this. 

 

Message 10 of 13
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