My brothers first two credit cards.

[jeffm4688]

My brother graduated from high school in June after turning 18  in January and it was time to go hunting for his first credit card (or two).

I didn't have the luxury of AU's when I was his age, but he's been added to a couple of my cards for a while now and has an AAoA of 1.5 years, 35K of open lines & 0% util.

So we sat down, discussed a few key pieces of information and along the way he applied for a Discover IT (regular), joined NFCU and applied for a gorewards card.

Both went pending, discover for proof of student status and NFCU because who knows. But here's to hoping he gets approvals! He'll be set for a good year at least.

Has anyone else had luck with NFCU as a first card? I've seen quite a few discovers as first cards so I don't think he'll have an approval issue there.

[Anonymous]

NFCU was not my first card, however, when I signed up for a card right after joining, it went pending. And my husband's app also went pending, and he was a member for 29 years before applying for a card. We were both approved for sizable limits within 24 hours.

Having the app go pending is not all that unusual. I'd not worry.