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NASA FCU Credit Card Declined

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tray
Valued Contributor

Re: NASA FCU Credit Card Declined

NASA is a tough credit union to crack for a credit card lately I have been denied 2X so far at least both soft pulls....  Good Luck...


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Message 11 of 19
vikingred
Frequent Contributor

Re: NASA FCU Credit Card Declined


@tray wrote:

NASA is a tough credit union to crack for a credit card lately I have been denied 2X so far at least both soft pulls....  Good Luck...


Did you recon?  If so, did you call in or send them a message through their message system online?  I did my best to put together a reasonable explanation of my recent open accounts, etc.  Wonder if it would help to call?  Anyone have a recon backdoor number for NASA, I don't see it on the backdoor list.

Message 12 of 19
tray
Valued Contributor

Re: NASA FCU Credit Card Declined


@vikingred wrote:

@tray wrote:

NASA is a tough credit union to crack for a credit card lately I have been denied 2X so far at least both soft pulls....  Good Luck...


Did you recon?  If so, did you call in or send them a message through their message system online?  I did my best to put together a reasonable explanation of my recent open accounts, etc.  Wonder if it would help to call?  Anyone have a recon backdoor number for NASA, I don't see it on the backdoor list.


I never did I have read that it is a waste of time.....


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Message 13 of 19
BarryNTexas
Established Contributor

Re: NASA FCU Credit Card Declined

I tried recon and EO back in October (yes waste of time).  Much of the reasons were the same as OPs.  Their loss not mine... moving on to PenFed this year to become my second CU.  If I really decide on needing a second.

 


@tray wrote:

@vikingred wrote:

@tray wrote:

NASA is a tough credit union to crack for a credit card lately I have been denied 2X so far at least both soft pulls....  Good Luck...


Did you recon?  If so, did you call in or send them a message through their message system online?  I did my best to put together a reasonable explanation of my recent open accounts, etc.  Wonder if it would help to call?  Anyone have a recon backdoor number for NASA, I don't see it on the backdoor list.


I never did I have read that it is a waste of time.....


 

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EX/796 EQ/794 TU/802 GOAL: Break 800
Message 14 of 19
Anonymous
Not applicable

Re: NASA FCU Credit Card Declined


@BarryNTexas wrote:

I tried recon and EO back in October (yes waste of time).  Much of the reasons were the same as OPs.  Their loss not mine... moving on to PenFed this year to become my second CU.  If I really decide on needing a second.

 


@tray wrote:

@vikingred wrote:

@tray wrote:

NASA is a tough credit union to crack for a credit card lately I have been denied 2X so far at least both soft pulls....  Good Luck...


Did you recon?  If so, did you call in or send them a message through their message system online?  I did my best to put together a reasonable explanation of my recent open accounts, etc.  Wonder if it would help to call?  Anyone have a recon backdoor number for NASA, I don't see it on the backdoor list.


I never did I have read that it is a waste of time.....


 


was declined for the same reasons, tried to recon via email,

simply waste of time.

Message 15 of 19
vikingred
Frequent Contributor

Re: NASA FCU Credit Card Declined

Should I leave my $50 bucks in the savings account, and try again in a year, or withdraw it and ditch them?

Message 16 of 19
1GaDawg85
Valued Contributor

Re: NASA FCU Credit Card Declined

I would keep trying them...I know I will

FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 17 of 19
Anonymous
Not applicable

Re: NASA FCU Credit Card Declined


@1GaDawg85 wrote:
I would keep trying them...I know I will

It's good for the soft pull, but I think most were attracted to the high CL, and now that appears to have gone, not sure it will ever return.   I would be inclined to remove most (or all) of the money and go for the next big thing (whatever that turns out to be)

Message 18 of 19
Anonymous
Not applicable

Re: NASA FCU Credit Card Declined


@vikingred wrote:

Should I leave my $50 bucks in the savings account, and try again in a year, or withdraw it and ditch them?


I would ditch them.

Message 19 of 19
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