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NASA FEDERAL CU DENIED AFTER PRE QUALIFY

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Anonymous
Not applicable

Re: NASA FEDERAL CU DENIED AFTER PRE QUALIFY

I am sorry that this happened to you.

Dont let it get to you.

Banks do not always get it right and this is proof of that.

Thanks

Mark

Message 11 of 18
ChargedUp
Senior Contributor

Re: NASA FEDERAL CU DENIED AFTER PRE QUALIFY


@coldfusion wrote:

@ChargedUp wrote:

@coldfusion wrote:

What is the approximate aggregate CL across all of your open cards? 


I don't think they're too sensitive to aggregate CL's as I had over $250K when I apped and they gave me $20K.


They have a history of denials citing that exact reason. 


Well gee! If I'd known that... 🤔🧐😏

 

Somehow I slipped through then.

Message 12 of 18
Anonymous
Not applicable

Re: NASA FEDERAL CU DENIED AFTER PRE QUALIFY


@Cory88 wrote:

A friend applied for a CC and it was approved and at the last minute they denied the app and he asked why and they would not tell him, turns out they took a app and it as for the wrong product anyway and when he asked they told is "o well, nothing we can do." Applyer beware!


Well, that doesn't sound like any institution I want to do business with...you were basically told "oh well, deal with it" I'm getting that HP removed! Not going to waste one on them!

Message 13 of 18
coldfusion
Credit Mentor

Re: NASA FEDERAL CU DENIED AFTER PRE QUALIFY


@Anonymous wrote:

@Cory88 wrote:

A friend applied for a CC and it was approved and at the last minute they denied the app and he asked why and they would not tell him, turns out they took a app and it as for the wrong product anyway and when he asked they told is "o well, nothing we can do." Applyer beware!


Well, that doesn't sound like any institution I want to do business with...you were basically told "oh well, deal with it" I'm getting that HP removed! Not going to waste one on them!


Not liking the outcome when you legitimately applied for a card is not considered sufficient justification to get a related hard pull withdrawn and related disputes are treated as frivolous.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 14 of 18
FalconSteve
Valued Contributor

Re: NASA FEDERAL CU DENIED AFTER PRE QUALIFY

Sorry for the bad news

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
Message 15 of 18
Metalcards
Regular Contributor

Re: NASA FEDERAL CU DENIED AFTER PRE QUALIFY

I just did prequalify again and I was prequalified for $30,000@14%. Now I'm afraid to finish applying and get denied again!

Message 16 of 18
cashorcharge
Community Leader
Super Contributor

Re: NASA FEDERAL CU DENIED AFTER PRE QUALIFY

🎲🎲🎲🎲🎲

Message 17 of 18
Anonymalous
Valued Contributor

Re: NASA FEDERAL CU DENIED AFTER PRE QUALIFY

"We're unable to find offers based on the information provided. If you would like to provide additional details and submit an application we can review your request."

 

810 Experian FICO 3, 0 hard pulls, 0 derogs, 1% util, DTI low 20s. They might not like my super thin file (if you strip out my AU card, I only have 1 card with 6 months of history).

Message 18 of 18
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