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I am sorry that this happened to you.
Dont let it get to you.
Banks do not always get it right and this is proof of that.
Thanks
Mark
@coldfusion wrote:
@ChargedUp wrote:
@coldfusion wrote:What is the approximate aggregate CL across all of your open cards?
I don't think they're too sensitive to aggregate CL's as I had over $250K when I apped and they gave me $20K.
They have a history of denials citing that exact reason.
Well gee! If I'd known that... 🤔🧐😏
Somehow I slipped through then.







































@Cory88 wrote:A friend applied for a CC and it was approved and at the last minute they denied the app and he asked why and they would not tell him, turns out they took a app and it as for the wrong product anyway and when he asked they told is "o well, nothing we can do." Applyer beware!
Well, that doesn't sound like any institution I want to do business with...you were basically told "oh well, deal with it" I'm getting that HP removed! Not going to waste one on them!
@Anonymous wrote:
@Cory88 wrote:A friend applied for a CC and it was approved and at the last minute they denied the app and he asked why and they would not tell him, turns out they took a app and it as for the wrong product anyway and when he asked they told is "o well, nothing we can do." Applyer beware!
Well, that doesn't sound like any institution I want to do business with...you were basically told "oh well, deal with it" I'm getting that HP removed! Not going to waste one on them!
Not liking the outcome when you legitimately applied for a card is not considered sufficient justification to get a related hard pull withdrawn and related disputes are treated as frivolous.
Sorry for the bad news
I just did prequalify again and I was prequalified for $30,000@14%. Now I'm afraid to finish applying and get denied again!
🎲🎲🎲🎲🎲
"We're unable to find offers based on the information provided. If you would like to provide additional details and submit an application we can review your request."
810 Experian FICO 3, 0 hard pulls, 0 derogs, 1% util, DTI low 20s. They might not like my super thin file (if you strip out my AU card, I only have 1 card with 6 months of history).