So my daughter and fiancee both have cash rewards visas, Tried the credit limit increase button on the NFCU website, got the 3-5 day message on both.
Daughter has had her card since mid March and fiancee since early May ( not quite 3 months). Sent in secure message to cancel both, Hopefully I did it in time, LOL. So I guess it's a nogo for them this go around. Both have scores in the low to mid 700's, just trying to avoid those HP's. Oh well, will try again next time.
